Medallion Financial Corp.

MFIN | NASDAQ

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$11.95

-$0.03 (-0.25%)

At close: Sep 21, 2026, 4:00 PM ET

$11.95

$0 (0.00%)

After-hours: Sep 21, 2026, 7:30 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $276.89M

Enterprise Value $346.2M

Beta 0.79

Average Volume 78.37K

Shares Outstanding (Diluted) 24.28M

Shares Change YoY 1.26%

Institutional Ownership 34.51%

Exchange NASDAQ

ISIN US5839281061

Price Performance

Price Change 1M 2.3%

Price Change 3M 23.7%

Price Change 6M 40.8%

Price Change YTD 17.4%

Price Change 1Y 11.3%

Price Change 3Y 60.6%

Price Change 5Y 51.3%

1M CAGR (ann.) 11.9%

1Y CAGR (ann.) 22.4%

5Y CAGR (ann.) 12.0%

All-Time CAGR 5.5%

Valuation

PE Ratio 8.98

Forward PE 7.19

PEG Ratio -0.35

Forward PEG 0.26

PS Ratio 0.80

Forward PS 1.00

PB Ratio 0.68

P/FCF Ratio 2.10

P/Adj. FCF Ratio 2.22

P/OCF Ratio 1.74

EV/Sales 1.00

EV/EBIT 2.41

EV/EBITDA 2.31

EV/FCF 2.64

Earnings Yield 11.1%

FCF Yield 47.5%

Adj. FCF Yield 45.0%

Financial Health

Net Debt $66.12M

Total Debt $345.92M

Cash & Short-Term Investments $275.92M

Total Assets $3.19B

Current Ratio 50.49

Quick Ratio 50.49

Debt / Equity Ratio 0.85

Debt / EBITDA 2.31

Debt / FCF 2.63

OCF / Debt 0.38

Interest Coverage 1.40

Altman Z-Score 1.40

Piotroski F-Score 5

Margins & Profitability

Gross Profit Margin 83.1%

Operating Profit Margin 41.6%

EBITDA Margin 43.4%

Net Profit Margin 10.4%

FCF Margin 38.0%

Adj. FCF Margin 36.0%

SBC / Revenue 2.1%

SBC Impact (per share) -5.4%

Returns

Return on Assets 1.1%

Return on Equity 8.9%

Return on Invested Capital 3.1%

Return on Capital Employed 4.6%

Return on Tangible Assets 1.2%

Historical Growth (CAGR)

Revenue CAGR 3Y 17.3%

Revenue CAGR 5Y 16.5%

Revenue CAGR 10Y 20.8%

EPS CAGR 3Y -15.2%

EPS CAGR 5Y 101.5%

EPS CAGR 10Y 2.4%

FCF CAGR 3Y 5.1%

FCF CAGR 5Y 9.6%

FCF CAGR 10Y 10.3%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 9

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date N/A

EPS Estimate (next Q) N/A

EPS Growth Est (next Q) N/A

Revenue Est (next Q) N/A

Revenue Growth Est (next Q) N/A

Fair Value Estimates

Graham Number $25.55

Graham Upside 113.8%

Lynch Fair Value $33.25

Lynch Upside 178.2%

Price Target $10.50

Price Target Upside -12.1%

Cash Flow

Operating Cash Flow $131.34M

Free Cash Flow $131.34M

Adj. Free Cash Flow $124.22M

FCF Per Share $6.88

OCF Per Share $6.88

OCF/S Ratio 46.2%

Income Statement

Revenue $345.46M

Gross Profit $286.96M

Operating Income $143.68M

EBITDA $149.8M

Net Income $35.88M

EPS (Diluted) $1.33

Revenue / Employee $1.93M

Profit / Employee $200.42K

Employees 179

Dividends

Annual Dividend $0.52

Dividend Yield 4.35%

Payout Ratio 39.1%

FCF Payout Ratio 8.5%

Adj. FCF Payout Ratio 9.0%

Dividend Growth (YoY) 15.6%

Pay Frequency Quarterly

Ex-Dividend Date Aug 16, 2026