LexinFintech Ltd.

LX | NASDAQ

Price Alert Chart Builder DCF Calculator

$0.77

+$0.02 (+2.97%)

At close: Sep 21, 2026, 4:00 PM ET

$0.77

$0 (0.00%)

Pre-market: Sep 22, 2026, 4:07 AM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $126.13M

Enterprise Value $2.12B

Beta 0.84

Average Volume 2.79M

Shares Outstanding (Diluted) 166.71M

Shares Change YoY -6.99%

Institutional Ownership 28.46%

Exchange NASDAQ

ISIN US5288771034

Price Performance

Price Change 1M -42.1%

Price Change 3M -61.5%

Price Change 6M -65.9%

Price Change YTD -76.2%

Price Change 1Y -86.2%

Price Change 3Y -66.1%

Price Change 5Y -86.8%

1M CAGR (ann.) -48.4%

1Y CAGR (ann.) -86.3%

5Y CAGR (ann.) -32.2%

All-Time CAGR -24.2%

Valuation

PE Ratio 0.90

Forward PE 1.43

PEG Ratio -0.02

Forward PEG -0.00

PS Ratio 0.07

Forward PS 0.10

PB Ratio 0.07

P/FCF Ratio N/A

P/Adj. FCF Ratio -12.34

P/OCF Ratio N/A

EV/Sales 0.16

EV/EBIT 1.44

EV/EBITDA 1.44

EV/FCF N/A

Earnings Yield 115.6%

FCF Yield 0.0%

Adj. FCF Yield -8.5%

Financial Health

Net Debt ¥1.24B

Total Debt ¥3.69B

Cash & Short-Term Investments ¥2.45B

Total Assets ¥22.39B

Current Ratio 6.18

Quick Ratio 6.18

Debt / Equity Ratio 0.31

Debt / EBITDA 2.51

Debt / FCF N/A

OCF / Debt 0.00

Interest Coverage 9.35

Altman Z-Score 1.85

Piotroski F-Score 4

Margins & Profitability

Gross Profit Margin 60.6%

Operating Profit Margin 10.0%

EBITDA Margin 11.3%

Net Profit Margin 8.0%

FCF Margin 0.0%

Adj. FCF Margin -0.6%

SBC / Revenue 0.6%

SBC Impact (per share) N/A

Returns

Return on Assets 4.6%

Return on Equity 8.6%

Return on Invested Capital 4.5%

Return on Capital Employed 6.3%

Return on Tangible Assets 4.8%

Historical Growth (CAGR)

Revenue CAGR 3Y 3.2%

Revenue CAGR 5Y 0.9%

Revenue CAGR 10Y 21.3%

EPS CAGR 3Y -5.2%

EPS CAGR 5Y -12.4%

EPS CAGR 10Y 4.2%

FCF CAGR 3Y 15.9%

FCF CAGR 5Y -100.0%

FCF CAGR 10Y 11.9%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 12

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Nov 29, 2026

EPS Estimate (next Q) N/A

EPS Growth Est (next Q) N/A

Revenue Est (next Q) $72.31M

Revenue Growth Est (next Q) 0.9%

Fair Value Estimates

Graham Number $14.55

Graham Upside 1789.6%

Lynch Fair Value $4.26

Lynch Upside 453.3%

Price Target $3.50

Price Target Upside 354.5%

Cash Flow

Operating Cash Flow ¥0

Free Cash Flow ¥0

Adj. Free Cash Flow ¥-73.51M

FCF Per Share $0

OCF Per Share $0

OCF/S Ratio 0.0%

Income Statement

Revenue ¥12.95B

Gross Profit ¥7.85B

Operating Income ¥1.29B

EBITDA ¥1.47B

Net Income ¥1.03B

EPS (Diluted) $5.96

Revenue / Employee $1.81M

Profit / Employee $144.18K

Employees 7,169

Dividends

Annual Dividend $0.38

Dividend Yield 49.35%

Payout Ratio 6.4%

FCF Payout Ratio N/A

Adj. FCF Payout Ratio 0.0%

Dividend Growth (YoY) 109.9%

Pay Frequency Semi-Annual

Ex-Dividend Date Apr 23, 2026