LCNB Corp.

LCNB | NASDAQ

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$18.93

+$0.14 (+0.75%)

At close: Sep 21, 2026, 4:00 PM ET

$18.94

+$0.01 (+0.05%)

Pre-market: Sep 22, 2026, 5:57 AM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $269.68M

Enterprise Value $138.59M

Beta 0.56

Average Volume 35.19K

Shares Outstanding (Diluted) 14.16M

Shares Change YoY 0.51%

Institutional Ownership 40.94%

Exchange NASDAQ

ISIN US50181P1003

Price Performance

Price Change 1M -2.8%

Price Change 3M 8.9%

Price Change 6M 19.6%

Price Change YTD 16.9%

Price Change 1Y 20.0%

Price Change 3Y 29.5%

Price Change 5Y 11.5%

1M CAGR (ann.) -3.6%

1Y CAGR (ann.) 21.8%

5Y CAGR (ann.) 7.8%

All-Time CAGR 4.9%

Valuation

PE Ratio 10.94

Forward PE 10.37

PEG Ratio 0.71

Forward PEG 3.57

PS Ratio 2.16

Forward PS 2.70

PB Ratio 0.96

P/FCF Ratio 7.92

P/Adj. FCF Ratio 8.07

P/OCF Ratio 6.93

EV/Sales 1.11

EV/EBIT 4.55

EV/EBITDA 4.25

EV/FCF 4.07

Earnings Yield 9.1%

FCF Yield 12.6%

Adj. FCF Yield 12.4%

Financial Health

Net Cash $131.09M

Total Debt $103.84M

Cash & Short-Term Investments $234.93M

Total Assets $2.22B

Current Ratio 0.13

Quick Ratio 0.13

Debt / Equity Ratio 0.37

Debt / EBITDA 3.19

Debt / FCF 3.05

OCF / Debt 0.34

Interest Coverage 1.08

Altman Z-Score -0.57

Piotroski F-Score 6

Margins & Profitability

Gross Profit Margin 73.9%

Operating Profit Margin 24.4%

EBITDA Margin 26.1%

Net Profit Margin 19.7%

FCF Margin 27.3%

Adj. FCF Margin 26.8%

SBC / Revenue 0.5%

SBC Impact (per share) -1.9%

Returns

Return on Assets 1.1%

Return on Equity 8.9%

Return on Invested Capital -1.8%

Return on Capital Employed 7.5%

Return on Tangible Assets 1.1%

Historical Growth (CAGR)

Revenue CAGR 3Y 14.0%

Revenue CAGR 5Y 9.9%

Revenue CAGR 10Y 9.0%

EPS CAGR 3Y -2.2%

EPS CAGR 5Y 1.7%

EPS CAGR 10Y 4.3%

FCF CAGR 3Y 16.2%

FCF CAGR 5Y 19.5%

FCF CAGR 10Y 9.3%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 3

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 27, 2026

EPS Estimate (next Q) $0.47

EPS Growth Est (next Q) -4.1%

Revenue Est (next Q) $24.6M

Revenue Growth Est (next Q) 3.2%

Fair Value Estimates

Graham Number $27.78

Graham Upside 46.8%

Lynch Fair Value $8.65

Lynch Upside -54.3%

Price Target $19

Price Target Upside 0.4%

Cash Flow

Operating Cash Flow $35.29M

Free Cash Flow $34.06M

Adj. Free Cash Flow $33.43M

FCF Per Share $2.56

OCF Per Share $2.73

OCF/S Ratio 31.0%

Income Statement

Revenue $124.61M

Gross Profit $92.04M

Operating Income $30.43M

EBITDA $32.57M

Net Income $24.53M

EPS (Diluted) $1.73

Revenue / Employee $360.13K

Profit / Employee $70.9K

Employees 346

Dividends

Annual Dividend $0.88

Dividend Yield 4.65%

Payout Ratio 50.9%

FCF Payout Ratio 36.8%

Adj. FCF Payout Ratio 37.4%

Dividend Growth (YoY) 0.0%

Pay Frequency Quarterly

Ex-Dividend Date Aug 31, 2026