Kearny Financial Corp.

KRNY | NASDAQ

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$9.58

+$0.02 (+0.21%)

At close: Sep 21, 2026, 4:00 PM ET

$9.53

-$0.05 (-0.52%)

After-hours: Sep 21, 2026, 7:49 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $601.64M

Enterprise Value $673.7M

Beta 0.61

Average Volume 545.99K

Shares Outstanding (Diluted) 63.22M

Shares Change YoY 0.74%

Institutional Ownership 69.44%

Exchange NASDAQ

ISIN US48716P1084

Price Performance

Price Change 1M -0.1%

Price Change 3M 8.7%

Price Change 6M 30.5%

Price Change YTD 30.3%

Price Change 1Y 46.9%

Price Change 3Y 39.5%

Price Change 5Y -22.6%

1M CAGR (ann.) 0.8%

1Y CAGR (ann.) 56.5%

5Y CAGR (ann.) 0.2%

All-Time CAGR 1.7%

Valuation

PE Ratio 16.81

Forward PE 12.11

PEG Ratio 0.47

Forward PEG 0.62

PS Ratio 1.74

Forward PS 3.10

PB Ratio 0.79

P/FCF Ratio 19.61

P/Adj. FCF Ratio 22.29

P/OCF Ratio 15.97

EV/Sales 1.94

EV/EBIT 14.21

EV/EBITDA 13.00

EV/FCF 21.92

Earnings Yield 6.0%

FCF Yield 5.1%

Adj. FCF Yield 4.5%

Financial Health

Net Debt $70.81M

Total Debt $1.15B

Cash & Short-Term Investments $1.08B

Total Assets $7.68B

Current Ratio 34.68

Quick Ratio 34.68

Debt / Equity Ratio 1.50

Debt / EBITDA 22.19

Debt / FCF 37.41

OCF / Debt 0.03

Interest Coverage 0.28

Altman Z-Score 1.23

Piotroski F-Score 8

Margins & Profitability

Gross Profit Margin 50.8%

Operating Profit Margin 13.7%

EBITDA Margin 14.9%

Net Profit Margin 10.4%

FCF Margin 8.8%

Adj. FCF Margin 7.8%

SBC / Revenue 0.8%

SBC Impact (per share) -12.0%

Returns

Return on Assets 0.5%

Return on Equity 4.8%

Return on Invested Capital 0.5%

Return on Capital Employed 0.6%

Return on Tangible Assets 0.5%

Historical Growth (CAGR)

Revenue CAGR 3Y 5.4%

Revenue CAGR 5Y 6.3%

Revenue CAGR 10Y 9.7%

EPS CAGR 3Y -3.3%

EPS CAGR 5Y -5.8%

EPS CAGR 10Y 12.9%

FCF CAGR 3Y -27.2%

FCF CAGR 5Y -7.3%

FCF CAGR 10Y 5.5%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 5

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 21, 2026

EPS Estimate (next Q) $0.17

EPS Growth Est (next Q) 13.3%

Revenue Est (next Q) $46.97M

Revenue Growth Est (next Q) 7.9%

Fair Value Estimates

Graham Number $12.51

Graham Upside 30.6%

Lynch Fair Value $2.85

Lynch Upside -70.3%

Price Target $10.75

Price Target Upside 12.2%

Cash Flow

Operating Cash Flow $31.83M

Free Cash Flow $30.74M

Adj. Free Cash Flow $27.05M

FCF Per Share $0.59

OCF Per Share $0.60

OCF/S Ratio 10.9%

Income Statement

Revenue $347.14M

Gross Profit $176.41M

Operating Income $47.4M

EBITDA $51.83M

Net Income $36.26M

EPS (Diluted) $0.57

Revenue / Employee $691.51K

Profit / Employee $72.24K

Employees 502

Dividends

Annual Dividend $0.44

Dividend Yield 4.59%

Payout Ratio 77.2%

FCF Payout Ratio 90.4%

Adj. FCF Payout Ratio 102.8%

Dividend Growth (YoY) 0.0%

Pay Frequency Quarterly

Ex-Dividend Date Aug 11, 2026