Jiayin Group Inc.

JFIN | NASDAQ

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$1.56

+$0.01 (+0.65%)

Sep 22, 2026, 1:10 PM ET · Market open

Overview Rating Statistics Financials Earnings Analysts Ownership Profile

Market Data

Market Cap $80.55M

Enterprise Value $679.37M

Beta 0.89

Average Volume 75.66K

Shares Outstanding (Diluted) 52.4M

Shares Change YoY -0.58%

Institutional Ownership 1.38%

Exchange NASDAQ

ISIN US47737C1045

Price Performance

Price Change 1M -37.5%

Price Change 3M -45.6%

Price Change 6M -71.3%

Price Change YTD -74.3%

Price Change 1Y -85.9%

Price Change 3Y -68.4%

Price Change 5Y -61.8%

1M CAGR (ann.) -40.6%

1Y CAGR (ann.) -86.1%

5Y CAGR (ann.) -12.5%

All-Time CAGR -24.9%

Valuation

PE Ratio 2.32

Forward PE 2.83

PEG Ratio -0.03

Forward PEG -0.04

PS Ratio 0.14

Forward PS 0.40

PB Ratio 0.13

P/FCF Ratio N/A

P/Adj. FCF Ratio -16.73

P/OCF Ratio N/A

EV/Sales 0.17

EV/EBIT 2.51

EV/EBITDA 2.47

EV/FCF N/A

Earnings Yield 45.1%

FCF Yield 0.0%

Adj. FCF Yield -6.2%

Financial Health

Net Debt ¥124.95M

Total Debt ¥636.9M

Cash & Short-Term Investments ¥503.99M

Total Assets ¥8.58B

Current Ratio 1.79

Quick Ratio 1.79

Debt / Equity Ratio 0.15

Debt / EBITDA 2.31

Debt / FCF N/A

OCF / Debt 0.00

Interest Coverage 199.44

Altman Z-Score 1.06

Piotroski F-Score 2

Margins & Profitability

Gross Profit Margin 63.1%

Operating Profit Margin 5.8%

EBITDA Margin 6.8%

Net Profit Margin 5.7%

FCF Margin 0.0%

Adj. FCF Margin -0.8%

SBC / Revenue 0.8%

SBC Impact (per share) N/A

Returns

Return on Assets 2.7%

Return on Equity 5.3%

Return on Invested Capital 2.7%

Return on Capital Employed 4.8%

Return on Tangible Assets 2.7%

Historical Growth (CAGR)

Revenue CAGR 3Y -2.5%

Revenue CAGR 5Y 20.7%

Revenue CAGR 10Y N/A

EPS CAGR 3Y -43.5%

EPS CAGR 5Y -8.4%

EPS CAGR 10Y N/A

FCF CAGR 3Y -7.9%

FCF CAGR 5Y -75.7%

FCF CAGR 10Y N/A

Analyst Forecasts

Analyst Rating Hold

Analyst Count 0

EPS Growth Next 3Y 27.7%

Revenue Growth Next 3Y -21.1%

Earnings Date Nov 24, 2026

EPS Estimate (next Q) $0.03

EPS Growth Est (next Q) -83.6%

Revenue Est (next Q) $7.97M

Revenue Growth Est (next Q) -74.1%

Fair Value Estimates

Graham Number $13.56

Graham Upside 774.8%

Lynch Fair Value $3.35

Lynch Upside 116.1%

Price Target N/A

Price Target Upside N/A

Cash Flow

Operating Cash Flow ¥0

Free Cash Flow ¥0

Adj. Free Cash Flow ¥-33.66M

FCF Per Share $0

OCF Per Share $0

OCF/S Ratio 0.0%

Income Statement

Revenue ¥4.03B

Gross Profit ¥2.55B

Operating Income ¥233.98M

EBITDA ¥275.18M

Net Income ¥230.9M

EPS (Diluted) $4.68

Revenue / Employee $3.49M

Profit / Employee $199.91K

Employees 1,155