Hilltop Inc.

HTH | NYSE

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$38.76

+$0.11 (+0.28%)

At close: Sep 21, 2026, 4:00 PM ET

$38.76

$0 (0.00%)

After-hours: Sep 21, 2026, 5:55 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $2.22B

Enterprise Value $3.06B

Beta 0.87

Average Volume 274.8K

Shares Outstanding (Diluted) 57.95M

Shares Change YoY -8.94%

Institutional Ownership 56.20%

Exchange NYSE

ISIN US4327481010

Price Performance

Price Change 1M -0.2%

Price Change 3M 0.2%

Price Change 6M 9.0%

Price Change YTD 14.3%

Price Change 1Y 13.8%

Price Change 3Y 38.3%

Price Change 5Y 18.4%

1M CAGR (ann.) -0.7%

1Y CAGR (ann.) 13.4%

5Y CAGR (ann.) 5.8%

All-Time CAGR 7.7%

Valuation

PE Ratio 14.36

Forward PE 14.19

PEG Ratio 0.68

Forward PEG -6.95

PS Ratio 1.40

Forward PS 1.70

PB Ratio 1.04

P/FCF Ratio -35.23

P/Adj. FCF Ratio -35.23

P/OCF Ratio -47.85

EV/Sales 1.92

EV/EBIT 14.25

EV/EBITDA 13.71

EV/FCF -48.50

Earnings Yield 7.0%

FCF Yield -2.8%

Adj. FCF Yield -2.8%

Financial Health

Net Debt $731.67M

Total Debt $1.59B

Cash & Short-Term Investments $750.51M

Total Assets $16B

Current Ratio 0.61

Quick Ratio 0.61

Debt / Equity Ratio 0.74

Debt / EBITDA 7.12

Debt / FCF -25.17

OCF / Debt -0.03

Interest Coverage 0.68

Altman Z-Score 0.31

Piotroski F-Score 6

Margins & Profitability

Gross Profit Margin 79.8%

Operating Profit Margin 13.5%

EBITDA Margin 14.0%

Net Profit Margin 10.2%

FCF Margin -4.0%

Adj. FCF Margin -4.0%

SBC / Revenue 0.0%

SBC Impact (per share) N/A

Returns

Return on Assets 1.0%

Return on Equity 7.5%

Return on Invested Capital 1.0%

Return on Capital Employed 1.4%

Return on Tangible Assets 1.0%

Historical Growth (CAGR)

Revenue CAGR 3Y 4.3%

Revenue CAGR 5Y -6.1%

Revenue CAGR 10Y 0.0%

EPS CAGR 3Y 19.8%

EPS CAGR 5Y -13.9%

EPS CAGR 10Y 7.8%

FCF CAGR 3Y -92.9%

FCF CAGR 5Y -65.1%

FCF CAGR 10Y 25.1%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 11

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 21, 2026

EPS Estimate (next Q) $0.64

EPS Growth Est (next Q) -13.5%

Revenue Est (next Q) $320.16M

Revenue Growth Est (next Q) -3.0%

Fair Value Estimates

Graham Number $47.58

Graham Upside 22.8%

Lynch Fair Value $13.50

Lynch Upside -65.2%

Price Target $42

Price Target Upside 8.4%

Cash Flow

Operating Cash Flow $-46.95M

Free Cash Flow $-63.03M

Adj. Free Cash Flow $-63.03M

FCF Per Share -$1.09

OCF Per Share -$0.81

OCF/S Ratio -3.0%

Income Statement

Revenue $1.59B

Gross Profit $1.27B

Operating Income $214.44M

EBITDA $222.91M

Net Income $161.76M

EPS (Diluted) $2.70

Revenue / Employee $451.33K

Profit / Employee $45.89K

Employees 3,525

Dividends

Annual Dividend $0.80

Dividend Yield 2.06%

Payout Ratio 29.6%

FCF Payout Ratio -72.5%

Adj. FCF Payout Ratio -72.5%

Dividend Growth (YoY) 12.7%

Pay Frequency Quarterly

Ex-Dividend Date Aug 6, 2026