Hanover Bancorp Inc.

HNVR | NASDAQ

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$26.84

+$0.21 (+0.79%)

At close: Sep 21, 2026, 4:00 PM ET

$26.84

$0 (0.00%)

After-hours: Sep 21, 2026, 4:10 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $190.58M

Enterprise Value $85.24M

Beta 0.11

Average Volume 55.89K

Shares Outstanding (Diluted) 7.42M

Shares Change YoY -1.22%

Institutional Ownership 25.70%

Exchange NASDAQ

ISIN US4107091096

Price Performance

Price Change 1M -0.8%

Price Change 3M 14.5%

Price Change 6M 24.8%

Price Change YTD 17.9%

Price Change 1Y 14.9%

Price Change 3Y 48.6%

Price Change 5Y 24.7%

1M CAGR (ann.) -1.7%

1Y CAGR (ann.) 21.2%

5Y CAGR (ann.) N/A

All-Time CAGR 7.7%

Valuation

PE Ratio 21.13

Forward PE 8.48

PEG Ratio -1.27

Forward PEG 0.71

PS Ratio 1.44

Forward PS 2.10

PB Ratio 0.95

P/FCF Ratio 34.30

P/Adj. FCF Ratio 46.13

P/OCF Ratio 7.39

EV/Sales 0.64

EV/EBIT 17.22

EV/EBITDA 12.10

EV/FCF 15.22

Earnings Yield 4.7%

FCF Yield 2.9%

Adj. FCF Yield 2.2%

Financial Health

Net Cash $115.65M

Total Debt $127.6M

Cash & Short-Term Investments $234.45M

Total Assets $2.37B

Current Ratio 0.00

Quick Ratio 0.00

Debt / Equity Ratio 0.50

Debt / EBITDA 18.11

Debt / FCF 22.79

OCF / Debt 0.05

Interest Coverage 0.08

Altman Z-Score 0.23

Piotroski F-Score 6

Margins & Profitability

Gross Profit Margin 44.5%

Operating Profit Margin 3.7%

EBITDA Margin 5.3%

Net Profit Margin 7.1%

FCF Margin 4.2%

Adj. FCF Margin 3.1%

SBC / Revenue 1.1%

SBC Impact (per share) -25.6%

Returns

Return on Assets 0.4%

Return on Equity 4.7%

Return on Invested Capital 0.1%

Return on Capital Employed 0.2%

Return on Tangible Assets 0.4%

Historical Growth (CAGR)

Revenue CAGR 3Y 9.0%

Revenue CAGR 5Y 25.7%

Revenue CAGR 10Y 40.0%

EPS CAGR 3Y -18.7%

EPS CAGR 5Y 8.6%

EPS CAGR 10Y 14.1%

FCF CAGR 3Y -34.9%

FCF CAGR 5Y 19.6%

FCF CAGR 10Y 22.9%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 2

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date N/A

EPS Estimate (next Q) N/A

EPS Growth Est (next Q) N/A

Revenue Est (next Q) N/A

Revenue Growth Est (next Q) N/A

Fair Value Estimates

Graham Number $27.95

Graham Upside 4.1%

Lynch Fair Value $10.95

Lynch Upside -59.2%

Price Target $28.50

Price Target Upside 6.2%

Cash Flow

Operating Cash Flow $6.43M

Free Cash Flow $5.6M

Adj. Free Cash Flow $4.16M

FCF Per Share $3.56

OCF Per Share $3.63

OCF/S Ratio 20.2%

Income Statement

Revenue $133.09M

Gross Profit $59.26M

Operating Income $4.95M

EBITDA $7.05M

Net Income $9.46M

EPS (Diluted) $1.27

Revenue / Employee $686.02K

Profit / Employee $48.77K

Employees 194

Dividends

Annual Dividend $0.40

Dividend Yield 1.49%

Payout Ratio 31.5%

FCF Payout Ratio 53.7%

Adj. FCF Payout Ratio 72.2%

Dividend Growth (YoY) 0.0%

Pay Frequency Quarterly

Ex-Dividend Date Aug 5, 2026