Hingham Institution for Savings

HIFS | NASDAQ

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$308.55

+$4.51 (+1.48%)

At close: Sep 21, 2026, 4:00 PM ET

$307.01

-$1.54 (-0.50%)

Pre-market: Sep 22, 2026, 4:44 AM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $662.88M

Enterprise Value $2.07B

Beta 0.82

Average Volume 36.18K

Shares Outstanding (Diluted) 2.21M

Shares Change YoY 0.59%

Institutional Ownership 69.06%

Exchange NASDAQ

ISIN US4333231029

Price Performance

Price Change 1M 2.6%

Price Change 3M 5.9%

Price Change 6M 12.1%

Price Change YTD 13.6%

Price Change 1Y 10.7%

Price Change 3Y 67.2%

Price Change 5Y -10.6%

1M CAGR (ann.) 1.5%

1Y CAGR (ann.) 9.7%

5Y CAGR (ann.) 0.7%

All-Time CAGR 13.5%

Valuation

PE Ratio 10.28

Forward PE N/A

PEG Ratio 0.10

Forward PEG 0.10

PS Ratio 2.74

Forward PS N/A

PB Ratio 1.33

P/FCF Ratio 18.09

P/Adj. FCF Ratio 18.18

P/OCF Ratio 19.01

EV/Sales 8.45

EV/EBIT 23.62

EV/EBITDA 23.47

EV/FCF 55.73

Earnings Yield 9.7%

FCF Yield 5.5%

Adj. FCF Yield 5.5%

Financial Health

Net Debt $1.4B

Total Debt $1.41B

Cash & Short-Term Investments $5.49M

Total Assets $4.56B

Current Ratio 0.00

Quick Ratio 0.00

Debt / Equity Ratio 2.77

Debt / EBITDA 15.91

Debt / FCF 37.79

OCF / Debt 0.03

Interest Coverage 0.71

Altman Z-Score 0.37

Piotroski F-Score 6

Margins & Profitability

Gross Profit Margin 48.8%

Operating Profit Margin 35.8%

EBITDA Margin 36.0%

Net Profit Margin 27.0%

FCF Margin 15.2%

Adj. FCF Margin 15.1%

SBC / Revenue 0.1%

SBC Impact (per share) -0.5%

Returns

Return on Assets 1.5%

Return on Equity 13.7%

Return on Invested Capital 1.5%

Return on Capital Employed 1.9%

Return on Tangible Assets 1.5%

Historical Growth (CAGR)

Revenue CAGR 3Y 13.8%

Revenue CAGR 5Y 14.2%

Revenue CAGR 10Y 13.6%

EPS CAGR 3Y 18.9%

EPS CAGR 5Y -0.9%

EPS CAGR 10Y 11.7%

FCF CAGR 3Y -1.4%

FCF CAGR 5Y -5.2%

FCF CAGR 10Y 5.9%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 0

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date N/A

EPS Estimate (next Q) N/A

EPS Growth Est (next Q) N/A

Revenue Est (next Q) N/A

Revenue Growth Est (next Q) N/A

Fair Value Estimates

Graham Number $395.06

Graham Upside 28.0%

Lynch Fair Value $150.10

Lynch Upside -51.4%

Price Target N/A

Price Target Upside N/A

Cash Flow

Operating Cash Flow $37.43M

Free Cash Flow $37.19M

Adj. Free Cash Flow $37.01M

FCF Per Share $16.10

OCF Per Share $16.23

OCF/S Ratio 14.5%

Income Statement

Revenue $245.42M

Gross Profit $119.8M

Operating Income $87.75M

EBITDA $88.31M

Net Income $66.31M

EPS (Diluted) $30.02

Revenue / Employee $2.64M

Profit / Employee $712.98K

Employees 93

Dividends

Annual Dividend $3.22

Dividend Yield 1.04%

Payout Ratio 10.7%

FCF Payout Ratio 18.9%

Adj. FCF Payout Ratio 19.0%

Dividend Growth (YoY) 27.8%

Pay Frequency Quarterly

Ex-Dividend Date Aug 2, 2026