Horizon Bancorp Inc.
HBNC | NASDAQ
$19.37
-$0.11 (-0.56%)
At close: Sep 21, 2026, 4:00 PM ET
$19.37
$0 (0.00%)
After-hours:
Sep 21, 2026, 7:30 PM ET
Market Data
Market Cap $999.9M
Enterprise Value $253.75M
Beta 0.80
Average Volume 555.1K
Shares Outstanding (Diluted) 51.3M
Shares Change YoY 16.51%
Institutional Ownership 79.06%
Exchange NASDAQ
ISIN US4404071049
Price Performance
Price Change 1M -1.4%
Price Change 3M -1.6%
Price Change 6M 19.4%
Price Change YTD 17.1%
Price Change 1Y 19.1%
Price Change 3Y 88.1%
Price Change 5Y 10.8%
1M CAGR (ann.) -4.9%
1Y CAGR (ann.) 25.4%
5Y CAGR (ann.) 6.9%
All-Time CAGR 10.2%
Valuation
PE Ratio -6.13
Forward PE 8.74
PEG Ratio 0.01
Forward PEG -1.26
PS Ratio -195.34
Forward PS 3.10
PB Ratio 1.37
P/FCF Ratio 15.83
P/Adj. FCF Ratio 16.18
P/OCF Ratio 10.04
EV/Sales -49.85
EV/EBIT -1.16
EV/EBITDA -1.21
EV/FCF 4.04
Earnings Yield -16.3%
FCF Yield 6.3%
Adj. FCF Yield 6.2%
Financial Health
Net Cash $740.51M
Total Debt $379.09M
Cash & Short-Term Investments $1.12B
Total Assets $6.57B
Current Ratio 0.21
Quick Ratio 0.21
Debt / Equity Ratio 0.52
Debt / EBITDA -1.80
Debt / FCF 6.04
OCF / Debt 0.17
Interest Coverage -1.72
Altman Z-Score -0.76
Piotroski F-Score 4
Margins & Profitability
Gross Profit Margin -12.6%
Operating Profit Margin -198.0%
EBITDA Margin -188.1%
Net Profit Margin -150.9%
FCF Margin N/A
Adj. FCF Margin N/A
SBC / Revenue 1.4%
SBC Impact (per share) -2.1%
Returns
Return on Assets -2.2%
Return on Equity -20.8%
Return on Invested Capital -12.3%
Return on Capital Employed -20.1%
Return on Tangible Assets -2.3%
Historical Growth (CAGR)
Revenue CAGR 3Y -73.7%
Revenue CAGR 5Y -18.4%
Revenue CAGR 10Y 2.1%
EPS CAGR 3Y -345.2%
EPS CAGR 5Y -230.9%
EPS CAGR 10Y -25.9%
FCF CAGR 3Y -7.7%
FCF CAGR 5Y -8.1%
FCF CAGR 10Y 8.2%
Analyst Forecasts
Analyst Rating Buy
Analyst Count 9
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date N/A
EPS Estimate (next Q) N/A
EPS Growth Est (next Q) N/A
Revenue Est (next Q) N/A
Revenue Growth Est (next Q) N/A
Fair Value Estimates
Graham Number N/A
Graham Upside N/A
Lynch Fair Value N/A
Lynch Upside N/A
Price Target $21.50
Price Target Upside 11.0%
Cash Flow
Operating Cash Flow $65.25M
Free Cash Flow $62.8M
Adj. Free Cash Flow $61.47M
FCF Per Share $1.88
OCF Per Share $1.93
OCF/S Ratio 103.1%
Income Statement
Revenue $-5.09M
Gross Profit $-86.58M
Operating Income $-219.66M
EBITDA $-210.22M
Net Income $-143.99M
EPS (Diluted) -$3.16
Revenue / Employee $-10.65K
Profit / Employee $-301.24K
Employees 478
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