Hanmi Financial Corporation

HAFC | NASDAQ

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$32.22

-$0.10 (-0.31%)

At close: Sep 21, 2026, 4:00 PM ET

$32.21

-$0.01 (-0.03%)

After-hours: Sep 21, 2026, 7:30 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $962.05M

Enterprise Value $-137.97M

Beta 0.71

Average Volume 244.34K

Shares Outstanding (Diluted) 29.77M

Shares Change YoY -0.94%

Institutional Ownership 94.67%

Exchange NASDAQ

ISIN US4104952043

Price Performance

Price Change 1M 3.1%

Price Change 3M 0.7%

Price Change 6M 23.1%

Price Change YTD 20.0%

Price Change 1Y 28.5%

Price Change 3Y 98.6%

Price Change 5Y 67.6%

1M CAGR (ann.) 0.4%

1Y CAGR (ann.) 35.1%

5Y CAGR (ann.) 17.7%

All-Time CAGR -5.6%

Valuation

PE Ratio 10.85

Forward PE 9.50

PEG Ratio 0.29

Forward PEG 1.93

PS Ratio 2.49

Forward PS 3.10

PB Ratio 1.18

P/FCF Ratio 4.76

P/Adj. FCF Ratio 4.85

P/OCF Ratio 4.45

EV/Sales -0.36

EV/EBIT -2.07

EV/EBITDA -2.07

EV/FCF -0.69

Earnings Yield 9.2%

FCF Yield 21.0%

Adj. FCF Yield 20.6%

Financial Health

Net Cash $1.1B

Total Debt $130.77M

Cash & Short-Term Investments $1.23B

Total Assets $8B

Current Ratio 0.20

Quick Ratio 0.20

Debt / Equity Ratio 0.16

Debt / EBITDA 1.96

Debt / FCF 0.65

OCF / Debt 1.56

Interest Coverage 0.40

Altman Z-Score -0.60

Piotroski F-Score 8

Margins & Profitability

Gross Profit Margin 56.4%

Operating Profit Margin 17.3%

EBITDA Margin 17.3%

Net Profit Margin 23.2%

FCF Margin 52.2%

Adj. FCF Margin 51.3%

SBC / Revenue 0.9%

SBC Impact (per share) -1.7%

Returns

Return on Assets 1.1%

Return on Equity 11.2%

Return on Invested Capital 4.7%

Return on Capital Employed 6.5%

Return on Tangible Assets 1.1%

Historical Growth (CAGR)

Revenue CAGR 3Y 2.1%

Revenue CAGR 5Y 9.2%

Revenue CAGR 10Y 6.2%

EPS CAGR 3Y -2.6%

EPS CAGR 5Y 5.6%

EPS CAGR 10Y 5.1%

FCF CAGR 3Y 7.7%

FCF CAGR 5Y 39.3%

FCF CAGR 10Y 10.5%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 11

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date N/A

EPS Estimate (next Q) N/A

EPS Growth Est (next Q) N/A

Revenue Est (next Q) N/A

Revenue Growth Est (next Q) N/A

Fair Value Estimates

Graham Number $42.84

Graham Upside 33.0%

Lynch Fair Value $16.69

Lynch Upside -48.2%

Price Target $33.67

Price Target Upside 4.5%

Cash Flow

Operating Cash Flow $204.04M

Free Cash Flow $201.32M

Adj. Free Cash Flow $197.89M

FCF Per Share $7.13

OCF Per Share $7.24

OCF/S Ratio 55.5%

Income Statement

Revenue $385.77M

Gross Profit $217.41M

Operating Income $66.58M

EBITDA $66.66M

Net Income $89.36M

EPS (Diluted) $2.97

Revenue / Employee $634.49K

Profit / Employee $146.98K

Employees 608

Dividends

Annual Dividend $1.11

Dividend Yield 3.45%

Payout Ratio 37.4%

FCF Payout Ratio 16.3%

Adj. FCF Payout Ratio 16.6%

Dividend Growth (YoY) 4.7%

Pay Frequency Quarterly

Ex-Dividend Date Aug 2, 2026