Greene County Bancorp Inc.

GCBC | NASDAQ

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$35.20

-$0.46 (-1.29%)

At close: Sep 21, 2026, 4:00 PM ET

$35.20

$0 (0.00%)

After-hours: Sep 21, 2026, 7:30 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $607.13M

Enterprise Value $705.99M

Beta 0.39

Average Volume 35.07K

Shares Outstanding (Diluted) 17.03M

Shares Change YoY 0%

Institutional Ownership 13.56%

Exchange NASDAQ

ISIN US3943571071

Price Performance

Price Change 1M 1.1%

Price Change 3M 22.6%

Price Change 6M 58.7%

Price Change YTD 61.8%

Price Change 1Y 47.6%

Price Change 3Y 40.9%

Price Change 5Y 92.0%

1M CAGR (ann.) 3.7%

1Y CAGR (ann.) 55.0%

5Y CAGR (ann.) 18.8%

All-Time CAGR 14.8%

Valuation

PE Ratio 14.61

Forward PE N/A

PEG Ratio 0.47

Forward PEG 0.47

PS Ratio 4.49

Forward PS N/A

PB Ratio 2.16

P/FCF Ratio 16.49

P/Adj. FCF Ratio 16.49

P/OCF Ratio 14.19

EV/Sales 5.29

EV/EBIT 15.07

EV/EBITDA 14.81

EV/FCF 19.43

Earnings Yield 6.8%

FCF Yield 6.1%

Adj. FCF Yield 6.1%

Financial Health

Net Debt $106.69M

Total Debt $119M

Cash & Short-Term Investments $12.31M

Total Assets $3.18B

Current Ratio 0.25

Quick Ratio 0.25

Debt / Equity Ratio 0.56

Debt / EBITDA 2.50

Debt / FCF 3.28

OCF / Debt 0.31

Interest Coverage 0.88

Altman Z-Score 0.18

Piotroski F-Score 8

Margins & Profitability

Gross Profit Margin 62.1%

Operating Profit Margin 35.1%

EBITDA Margin 32.9%

Net Profit Margin 28.1%

FCF Margin 27.2%

Adj. FCF Margin 27.2%

SBC / Revenue 0.0%

SBC Impact (per share) N/A

Returns

Return on Assets 1.3%

Return on Equity 15.6%

Return on Invested Capital 1.3%

Return on Capital Employed 1.5%

Return on Tangible Assets 1.3%

Historical Growth (CAGR)

Revenue CAGR 3Y 11.3%

Revenue CAGR 5Y 14.4%

Revenue CAGR 10Y 14.4%

EPS CAGR 3Y 9.8%

EPS CAGR 5Y 11.3%

EPS CAGR 10Y 16.1%

FCF CAGR 3Y 5.6%

FCF CAGR 5Y 9.2%

FCF CAGR 10Y 11.1%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 0

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date N/A

EPS Estimate (next Q) N/A

EPS Growth Est (next Q) N/A

Revenue Est (next Q) N/A

Revenue Growth Est (next Q) N/A

Fair Value Estimates

Graham Number $29.75

Graham Upside -15.5%

Lynch Fair Value $27.28

Lynch Upside -22.5%

Price Target N/A

Price Target Upside N/A

Cash Flow

Operating Cash Flow $37.26M

Free Cash Flow $36.33M

Adj. Free Cash Flow $36.33M

FCF Per Share $2.44

OCF Per Share $2.48

OCF/S Ratio 29.0%

Income Statement

Revenue $133.39M

Gross Profit $90.55M

Operating Income $46.83M

EBITDA $47.67M

Net Income $41.02M

EPS (Diluted) $2.41

Revenue / Employee $657.08K

Profit / Employee $202.08K

Employees 203

Dividends

Annual Dividend $0.41

Dividend Yield 1.16%

Payout Ratio 17.0%

FCF Payout Ratio 10.9%

Adj. FCF Payout Ratio 10.9%

Dividend Growth (YoY) 10.8%

Pay Frequency Quarterly

Ex-Dividend Date Aug 13, 2026