FVCBankcorp Inc.

FVCB | NASDAQ

Price Alert Chart Builder DCF Calculator

$18.12

+$0.11 (+0.61%)

At close: Sep 21, 2026, 4:00 PM ET

$18.12

$0 (0.00%)

After-hours: Sep 21, 2026, 7:30 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $326.1M

Enterprise Value $191.14M

Beta 0.32

Average Volume 167.53K

Shares Outstanding (Diluted) 18.16M

Shares Change YoY -0.53%

Institutional Ownership 50.21%

Exchange NASDAQ

ISIN US36120Q1013

Price Performance

Price Change 1M -1.9%

Price Change 3M 5.1%

Price Change 6M 19.3%

Price Change YTD 29.8%

Price Change 1Y 35.0%

Price Change 3Y 59.1%

Price Change 5Y 16.1%

1M CAGR (ann.) -2.2%

1Y CAGR (ann.) 32.8%

5Y CAGR (ann.) 3.4%

All-Time CAGR 8.9%

Valuation

PE Ratio 12.76

Forward PE 10.69

PEG Ratio 0.42

Forward PEG 2.21

PS Ratio 3.41

Forward PS 3.70

PB Ratio 0.14

P/FCF Ratio 12.53

P/Adj. FCF Ratio 12.95

P/OCF Ratio 10.30

EV/Sales 2.00

EV/EBIT 37.96

EV/EBITDA 36.34

EV/FCF 7.34

Earnings Yield 7.8%

FCF Yield 8.0%

Adj. FCF Yield 7.7%

Financial Health

Net Cash $134.96M

Total Debt $24.48M

Cash & Short-Term Investments $159.44M

Total Assets $2.37B

Current Ratio 2.16

Quick Ratio 2.16

Debt / Equity Ratio 0.11

Debt / EBITDA 4.65

Debt / FCF 0.94

OCF / Debt 1.06

Interest Coverage 0.64

Altman Z-Score 0.05

Piotroski F-Score 5

Margins & Profitability

Gross Profit Margin 56.4%

Operating Profit Margin 5.3%

EBITDA Margin 35.2%

Net Profit Margin 27.0%

FCF Margin 27.2%

Adj. FCF Margin 26.3%

SBC / Revenue 1.0%

SBC Impact (per share) -3.3%

Returns

Return on Assets 1.1%

Return on Equity 10.0%

Return on Invested Capital 1.1%

Return on Capital Employed 1.4%

Return on Tangible Assets 1.1%

Historical Growth (CAGR)

Revenue CAGR 3Y 0.8%

Revenue CAGR 5Y 6.8%

Revenue CAGR 10Y 12.8%

EPS CAGR 3Y 16.0%

EPS CAGR 5Y 5.4%

EPS CAGR 10Y 12.2%

FCF CAGR 3Y 7.1%

FCF CAGR 5Y 7.6%

FCF CAGR 10Y 43.5%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 3

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 19, 2026

EPS Estimate (next Q) $0.39

EPS Growth Est (next Q) 25.8%

Revenue Est (next Q) $20.61M

Revenue Growth Est (next Q) 24.4%

Fair Value Estimates

Graham Number $21.69

Graham Upside 19.7%

Lynch Fair Value $7.71

Lynch Upside -57.5%

Price Target $19

Price Target Upside 4.9%

Cash Flow

Operating Cash Flow $26.07M

Free Cash Flow $26.03M

Adj. Free Cash Flow $25.18M

FCF Per Share $1.76

OCF Per Share $1.76

OCF/S Ratio 33.2%

Income Statement

Revenue $95.6M

Gross Profit $53.87M

Operating Income $5.04M

EBITDA $5.26M

Net Income $32.22M

EPS (Diluted) $1.42

Revenue / Employee $708.15K

Profit / Employee $238.67K

Employees 135

Dividends

Annual Dividend $0.26

Dividend Yield 1.43%

Payout Ratio 18.3%

FCF Payout Ratio 12.5%

Adj. FCF Payout Ratio 12.9%

Dividend Growth (YoY) 333.3%

Pay Frequency Quarterly

Ex-Dividend Date Jul 26, 2026