FS Bancorp Inc.

FSBW | NASDAQ

Price Alert Chart Builder DCF Calculator

$43.48

-$0.39 (-0.89%)

At close: Sep 21, 2026, 4:00 PM ET

$43.48

$0 (0.00%)

After-hours: Sep 21, 2026, 4:10 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $325.28M

Enterprise Value $46.84M

Beta 0.65

Average Volume 17.97K

Shares Outstanding (Diluted) 7.66M

Shares Change YoY -0.56%

Institutional Ownership 63.83%

Exchange NASDAQ

ISIN US30263Y1047

Price Performance

Price Change 1M 3.0%

Price Change 3M 2.7%

Price Change 6M 11.1%

Price Change YTD 6.4%

Price Change 1Y 4.6%

Price Change 3Y 48.1%

Price Change 5Y 27.1%

1M CAGR (ann.) 2.1%

1Y CAGR (ann.) 9.5%

5Y CAGR (ann.) 9.0%

All-Time CAGR 18.6%

Valuation

PE Ratio 19.07

Forward PE 9.14

PEG Ratio 2.64

Forward PEG 1.31

PS Ratio 1.80

Forward PS 1.90

PB Ratio 1.01

P/FCF Ratio 6.13

P/Adj. FCF Ratio 6.42

P/OCF Ratio 2.78

EV/Sales 0.26

EV/EBIT 1.84

EV/EBITDA 1.59

EV/FCF 0.89

Earnings Yield 5.2%

FCF Yield 16.3%

Adj. FCF Yield 15.6%

Financial Health

Net Debt $98.65M

Total Debt $6.75M

Cash & Short-Term Investments $282.3M

Total Assets $3.18B

Current Ratio 408.48

Quick Ratio 408.48

Debt / Equity Ratio 1.19

Debt / EBITDA 0.23

Debt / FCF 0.13

OCF / Debt 10.79

Interest Coverage 0.37

Altman Z-Score 0.39

Piotroski F-Score 5

Margins & Profitability

Gross Profit Margin 57.8%

Operating Profit Margin 14.3%

EBITDA Margin 16.5%

Net Profit Margin 18.7%

FCF Margin 29.4%

Adj. FCF Margin 28.1%

SBC / Revenue 1.0%

SBC Impact (per share) -4.5%

Returns

Return on Assets 1.1%

Return on Equity 10.8%

Return on Invested Capital 0.7%

Return on Capital Employed 0.8%

Return on Tangible Assets 1.1%

Historical Growth (CAGR)

Revenue CAGR 3Y 3.4%

Revenue CAGR 5Y 4.6%

Revenue CAGR 10Y 13.1%

EPS CAGR 3Y -18.8%

EPS CAGR 5Y -14.8%

EPS CAGR 10Y 4.8%

FCF CAGR 3Y -20.1%

FCF CAGR 5Y 28.6%

FCF CAGR 10Y 15.4%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 2

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 19, 2026

EPS Estimate (next Q) $1.11

EPS Growth Est (next Q) -5.9%

Revenue Est (next Q) $40.7M

Revenue Growth Est (next Q) 5.6%

Fair Value Estimates

Graham Number $46.65

Graham Upside 7.3%

Lynch Fair Value $11.40

Lynch Upside -73.8%

Price Target $45

Price Target Upside 3.5%

Cash Flow

Operating Cash Flow $72.85M

Free Cash Flow $52.55M

Adj. Free Cash Flow $50.18M

FCF Per Share $13.05

OCF Per Share $15.66

OCF/S Ratio 65.9%

Income Statement

Revenue $178.7M

Gross Profit $103.32M

Operating Income $25.52M

EBITDA $29.48M

Net Income $33.36M

EPS (Diluted) $2.28

Revenue / Employee $301.36K

Profit / Employee $56.26K

Employees 593

Dividends

Annual Dividend $1.15

Dividend Yield 2.64%

Payout Ratio 50.4%

FCF Payout Ratio 19.5%

Adj. FCF Payout Ratio 20.4%

Dividend Growth (YoY) -13.5%

Pay Frequency Quarterly

Ex-Dividend Date Aug 6, 2026