First Bank

FRBA | NASDAQ

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$17.71

-$0.07 (-0.39%)

At close: Sep 21, 2026, 4:00 PM ET

$17.71

$0 (0.00%)

After-hours: Sep 21, 2026, 5:27 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $446.89M

Enterprise Value $684.18M

Beta 0.52

Average Volume 99.08K

Shares Outstanding (Diluted) 25.07M

Shares Change YoY -0.63%

Institutional Ownership 56.26%

Exchange NASDAQ

ISIN US31931U1025

Price Performance

Price Change 1M -2.9%

Price Change 3M 5.3%

Price Change 6M 11.7%

Price Change YTD 9.6%

Price Change 1Y 6.6%

Price Change 3Y 63.4%

Price Change 5Y 31.2%

1M CAGR (ann.) -4.9%

1Y CAGR (ann.) 11.2%

5Y CAGR (ann.) 8.7%

All-Time CAGR 3.5%

Valuation

PE Ratio 10.48

Forward PE 9.92

PEG Ratio 0.79

Forward PEG 0.80

PS Ratio 1.81

Forward PS 2.90

PB Ratio 0.98

P/FCF Ratio 8.28

P/Adj. FCF Ratio 8.61

P/OCF Ratio 8.35

EV/Sales 2.78

EV/EBIT 12.14

EV/EBITDA 11.51

EV/FCF 12.73

Earnings Yield 9.5%

FCF Yield 12.1%

Adj. FCF Yield 11.6%

Financial Health

Net Debt $239.05M

Total Debt $276M

Cash & Short-Term Investments $36.95M

Total Assets $4.09B

Current Ratio 0.39

Quick Ratio 0.39

Debt / Equity Ratio 0.61

Debt / EBITDA 4.64

Debt / FCF 5.13

OCF / Debt 0.20

Interest Coverage 0.60

Altman Z-Score 0.23

Piotroski F-Score 8

Margins & Profitability

Gross Profit Margin 55.4%

Operating Profit Margin 22.9%

EBITDA Margin 24.2%

Net Profit Margin 17.3%

FCF Margin 21.9%

Adj. FCF Margin 21.0%

SBC / Revenue 0.6%

SBC Impact (per share) -3.8%

Returns

Return on Assets 1.0%

Return on Equity 9.6%

Return on Invested Capital 1.1%

Return on Capital Employed 1.4%

Return on Tangible Assets 1.1%

Historical Growth (CAGR)

Revenue CAGR 3Y 22.1%

Revenue CAGR 5Y 20.4%

Revenue CAGR 10Y 23.6%

EPS CAGR 3Y 0.0%

EPS CAGR 5Y 1.6%

EPS CAGR 10Y 14.4%

FCF CAGR 3Y 14.6%

FCF CAGR 5Y 13.3%

FCF CAGR 10Y 27.1%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 4

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 27, 2026

EPS Estimate (next Q) $0.44

EPS Growth Est (next Q) -6.4%

Revenue Est (next Q) $37.66M

Revenue Growth Est (next Q) -0.8%

Fair Value Estimates

Graham Number $26.30

Graham Upside 48.5%

Lynch Fair Value $8.45

Lynch Upside -52.3%

Price Target $19.67

Price Target Upside 11.1%

Cash Flow

Operating Cash Flow $56.38M

Free Cash Flow $53.75M

Adj. Free Cash Flow $51.7M

FCF Per Share $2.04

OCF Per Share $2.12

OCF/S Ratio 21.5%

Income Statement

Revenue $245.79M

Gross Profit $136.14M

Operating Income $56.36M

EBITDA $59.45M

Net Income $42.54M

EPS (Diluted) $1.69

Revenue / Employee $727.2K

Profit / Employee $125.87K

Employees 338

Dividends

Annual Dividend $0.33

Dividend Yield 1.86%

Payout Ratio 19.5%

FCF Payout Ratio 12.5%

Adj. FCF Payout Ratio 13.0%

Dividend Growth (YoY) 37.5%

Pay Frequency Quarterly

Ex-Dividend Date Aug 6, 2026