Franklin Financial Services Corporation

FRAF | NASDAQ

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$63.22

-$0.57 (-0.89%)

At close: Sep 21, 2026, 4:00 PM ET

$62.97

-$0.25 (-0.40%)

Pre-market: Sep 22, 2026, 9:01 AM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $284.05M

Enterprise Value $-152.47M

Beta -0.02

Average Volume 33.44K

Shares Outstanding (Diluted) 4.5M

Shares Change YoY 1.6%

Institutional Ownership 33.52%

Exchange NASDAQ

ISIN US3535251082

Price Performance

Price Change 1M 2.3%

Price Change 3M 0.2%

Price Change 6M 26.1%

Price Change YTD 29.2%

Price Change 1Y 29.5%

Price Change 3Y 123.9%

Price Change 5Y 96.3%

1M CAGR (ann.) 1.4%

1Y CAGR (ann.) 33.0%

5Y CAGR (ann.) 18.8%

All-Time CAGR 8.7%

Valuation

PE Ratio 11.52

Forward PE 9.59

PEG Ratio 0.17

Forward PEG 0.84

PS Ratio 2.10

Forward PS 2.70

PB Ratio 1.55

P/FCF Ratio 7.11

P/Adj. FCF Ratio 7.25

P/OCF Ratio 6.73

EV/Sales -1.13

EV/EBIT -4.97

EV/EBITDA -4.65

EV/FCF -3.81

Earnings Yield 8.7%

FCF Yield 14.1%

Adj. FCF Yield 13.8%

Financial Health

Net Cash $436.52M

Total Debt $210.86M

Cash & Short-Term Investments $647.38M

Total Assets $2.34B

Current Ratio 0.34

Quick Ratio 0.34

Debt / Equity Ratio 1.17

Debt / EBITDA 6.43

Debt / FCF 5.27

OCF / Debt 0.19

Interest Coverage 0.75

Altman Z-Score -0.38

Piotroski F-Score 8

Margins & Profitability

Gross Profit Margin 67.4%

Operating Profit Margin 22.7%

EBITDA Margin 24.3%

Net Profit Margin 18.2%

FCF Margin 29.6%

Adj. FCF Margin 29.0%

SBC / Revenue 0.5%

SBC Impact (per share) -1.9%

Returns

Return on Assets 1.1%

Return on Equity 14.0%

Return on Invested Capital 5.9%

Return on Capital Employed 7.5%

Return on Tangible Assets 1.1%

Historical Growth (CAGR)

Revenue CAGR 3Y 19.2%

Revenue CAGR 5Y 17.0%

Revenue CAGR 10Y 11.2%

EPS CAGR 3Y 18.3%

EPS CAGR 5Y 6.0%

EPS CAGR 10Y 9.9%

FCF CAGR 3Y 25.0%

FCF CAGR 5Y 23.5%

FCF CAGR 10Y 13.8%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 0

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 26, 2026

EPS Estimate (next Q) $1.45

EPS Growth Est (next Q) 21.9%

Revenue Est (next Q) $24.9M

Revenue Growth Est (next Q) -27.1%

Fair Value Estimates

Graham Number $71.05

Graham Upside 12.4%

Lynch Fair Value $32.72

Lynch Upside -48.2%

Price Target N/A

Price Target Upside N/A

Cash Flow

Operating Cash Flow $40.71M

Free Cash Flow $39.98M

Adj. Free Cash Flow $39.2M

FCF Per Share $9.12

OCF Per Share $9.40

OCF/S Ratio 31.3%

Income Statement

Revenue $135.09M

Gross Profit $91M

Operating Income $30.69M

EBITDA $32.8M

Net Income $24.65M

EPS (Diluted) $5.49

Revenue / Employee $441.47K

Profit / Employee $80.54K

Employees 306

Dividends

Annual Dividend $1.34

Dividend Yield 2.12%

Payout Ratio 24.4%

FCF Payout Ratio 14.8%

Adj. FCF Payout Ratio 15.1%

Dividend Growth (YoY) 3.1%

Pay Frequency Quarterly

Ex-Dividend Date Aug 6, 2026