First Citizens BancShares Inc.

FCNCP | NASDAQ

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$19

-$0.07 (-0.37%)

At close: Sep 22, 2026, 4:00 PM ET

$19.02

+$0.02 (+0.08%)

After-hours: Sep 22, 2026, 4:10 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $23.5B

Enterprise Value $62.18B

Beta 0.61

Average Volume N/A

Shares Outstanding (Diluted) 13.24M

Shares Change YoY -10.62%

Institutional Ownership 0.02%

Exchange N/A

ISIN N/A

Price Performance

Price Change 1M N/A

Price Change 3M N/A

Price Change 6M N/A

Price Change YTD N/A

Price Change 1Y N/A

Price Change 3Y N/A

Price Change 5Y N/A

1M CAGR (ann.) -3.1%

1Y CAGR (ann.) -7.1%

5Y CAGR (ann.) -1.2%

All-Time CAGR 1.6%

Valuation

PE Ratio 0.11

Forward PE 9.04

PEG Ratio 1.09

Forward PEG 3.88

PS Ratio 1.61

Forward PS 2.50

PB Ratio 1.07

P/FCF Ratio 15.25

P/Adj. FCF Ratio 15.25

P/OCF Ratio 0.07

EV/Sales 4.25

EV/EBIT 20.60

EV/EBITDA 18.42

EV/FCF 40.35

Earnings Yield 888.6%

FCF Yield 6.6%

Adj. FCF Yield 6.6%

Financial Health

Net Debt $38.68B

Total Debt $38.68B

Cash & Short-Term Investments $0

Total Assets $233.49B

Current Ratio 9.99

Quick Ratio 9.99

Debt / Equity Ratio 1.47

Debt / EBITDA 11.46

Debt / FCF 25.10

OCF / Debt 0.08

Interest Coverage 0.65

Altman Z-Score 0.30

Piotroski F-Score 5

Margins & Profitability

Gross Profit Margin 64.0%

Operating Profit Margin 20.6%

EBITDA Margin 24.1%

Net Profit Margin 16.3%

FCF Margin 10.5%

Adj. FCF Margin 10.5%

SBC / Revenue 0.0%

SBC Impact (per share) N/A

Returns

Return on Assets 1.0%

Return on Equity 10.7%

Return on Invested Capital 1.0%

Return on Capital Employed 1.3%

Return on Tangible Assets 1.0%

Historical Growth (CAGR)

Revenue CAGR 3Y 66.2%

Revenue CAGR 5Y 51.0%

Revenue CAGR 10Y 27.2%

EPS CAGR 3Y 44.8%

EPS CAGR 5Y 32.8%

EPS CAGR 10Y 25.6%

FCF CAGR 3Y 10.9%

FCF CAGR 5Y 39.4%

FCF CAGR 10Y 32.5%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 0

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 21, 2026

EPS Estimate (next Q) $45.82

EPS Growth Est (next Q) 2.7%

Revenue Est (next Q) $2.23B

Revenue Growth Est (next Q) -1.1%

Fair Value Estimates

Graham Number $2,690.36

Graham Upside 14007.8%

Lynch Fair Value $4,236.25

Lynch Upside 22114.2%

Price Target N/A

Price Target Upside N/A

Cash Flow

Operating Cash Flow $3.07B

Free Cash Flow $1.54B

Adj. Free Cash Flow $1.54B

FCF Per Share $222

OCF Per Share $275.75

OCF/S Ratio 22.0%

Income Statement

Revenue $14.62B

Gross Profit $8.96B

Operating Income $3.02B

EBITDA $3.38B

Net Income $2.4B

EPS (Diluted) $169.45

Revenue / Employee N/A

Profit / Employee N/A

Employees N/A

Dividends

Annual Dividend $1.34

Dividend Yield 7.03%

Payout Ratio 0.8%

FCF Payout Ratio 10.5%

Adj. FCF Payout Ratio 10.5%

Dividend Growth (YoY) 0.0%

Pay Frequency Quarterly

Ex-Dividend Date Aug 30, 2026