FB Financial Corporation

FBK | NYSE

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$53.60

+$0.24 (+0.45%)

At close: Sep 21, 2026, 4:00 PM ET

$53.76

+$0.16 (+0.30%)

Pre-market: Sep 22, 2026, 4:01 AM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $2.75B

Enterprise Value $494.66M

Beta 0.92

Average Volume 343.15K

Shares Outstanding (Diluted) 51.69M

Shares Change YoY 11.94%

Institutional Ownership 76.80%

Exchange NYSE

ISIN US30257X1046

Price Performance

Price Change 1M -8.7%

Price Change 3M -2.1%

Price Change 6M 3.3%

Price Change YTD -4.5%

Price Change 1Y -0.3%

Price Change 3Y 93.3%

Price Change 5Y 26.6%

1M CAGR (ann.) -12.0%

1Y CAGR (ann.) 2.5%

5Y CAGR (ann.) 7.2%

All-Time CAGR 11.1%

Valuation

PE Ratio 14.33

Forward PE 10.11

PEG Ratio 0.15

Forward PEG 1.45

PS Ratio 2.67

Forward PS 3.60

PB Ratio 1.43

P/FCF Ratio 14.59

P/Adj. FCF Ratio 16.63

P/OCF Ratio 13.37

EV/Sales 0.48

EV/EBIT 2.00

EV/EBITDA 1.85

EV/FCF 2.61

Earnings Yield 7.0%

FCF Yield 6.8%

Adj. FCF Yield 6.0%

Financial Health

Net Cash $2.32B

Total Debt $372.45M

Cash & Short-Term Investments $2.64B

Total Assets $16.8B

Current Ratio 15.76

Quick Ratio 15.76

Debt / Equity Ratio 0.19

Debt / EBITDA 1.39

Debt / FCF 1.97

OCF / Debt 0.55

Interest Coverage 0.74

Altman Z-Score 0.31

Piotroski F-Score 7

Margins & Profitability

Gross Profit Margin 62.9%

Operating Profit Margin 23.9%

EBITDA Margin 26.3%

Net Profit Margin 19.0%

FCF Margin 18.3%

Adj. FCF Margin 16.1%

SBC / Revenue 2.0%

SBC Impact (per share) -12.3%

Returns

Return on Assets 1.2%

Return on Equity 10.0%

Return on Invested Capital 1.2%

Return on Capital Employed 1.5%

Return on Tangible Assets 1.2%

Historical Growth (CAGR)

Revenue CAGR 3Y 14.3%

Revenue CAGR 5Y 9.3%

Revenue CAGR 10Y 16.2%

EPS CAGR 3Y 7.4%

EPS CAGR 5Y 5.9%

EPS CAGR 10Y 4.8%

FCF CAGR 3Y -31.1%

FCF CAGR 5Y -38.2%

FCF CAGR 10Y 15.1%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 15

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 12, 2026

EPS Estimate (next Q) $1.21

EPS Growth Est (next Q) 13.1%

Revenue Est (next Q) $181.4M

Revenue Growth Est (next Q) 4.3%

Fair Value Estimates

Graham Number $56.14

Graham Upside 4.7%

Lynch Fair Value $21.99

Lynch Upside -59.0%

Price Target $64

Price Target Upside 19.4%

Cash Flow

Operating Cash Flow $203.33M

Free Cash Flow $189.31M

Adj. Free Cash Flow $166.06M

FCF Per Share $3.83

OCF Per Share $4.01

OCF/S Ratio 20.0%

Income Statement

Revenue $1.03B

Gross Profit $650.78M

Operating Income $246.73M

EBITDA $267.63M

Net Income $196.53M

EPS (Diluted) $3.74

Revenue / Employee $649K

Profit / Employee $123.29K

Employees 1,594

Dividends

Annual Dividend $0.82

Dividend Yield 1.53%

Payout Ratio 21.9%

FCF Payout Ratio 21.1%

Adj. FCF Payout Ratio 24.0%

Dividend Growth (YoY) 10.8%

Pay Frequency Quarterly

Ex-Dividend Date Aug 10, 2026