ECB Bancorp Inc.

ECBK | NASDAQ

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$21.12

+$0.20 (+0.96%)

At close: Sep 21, 2026, 4:00 PM ET

$21.12

$0 (0.00%)

After-hours: Sep 21, 2026, 7:30 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Profile

Market Data

Market Cap $183.13M

Enterprise Value $345.91M

Beta 0.45

Average Volume 11.14K

Shares Outstanding (Diluted) 8.34M

Shares Change YoY -0.4%

Institutional Ownership 33.09%

Exchange NASDAQ

ISIN US26828M1062

Price Performance

Price Change 1M 2.1%

Price Change 3M 4.9%

Price Change 6M 31.5%

Price Change YTD 21.9%

Price Change 1Y 31.5%

Price Change 3Y 82.5%

Price Change 5Y 51.1%

1M CAGR (ann.) 1.6%

1Y CAGR (ann.) 30.3%

5Y CAGR (ann.) N/A

All-Time CAGR 10.0%

Valuation

PE Ratio 15.42

Forward PE N/A

PEG Ratio 0.13

Forward PEG 0.13

PS Ratio 2.14

Forward PS N/A

PB Ratio 1.03

P/FCF Ratio 14.84

P/Adj. FCF Ratio 17.39

P/OCF Ratio 7.44

EV/Sales 4.00

EV/EBIT 22.36

EV/EBITDA 22.04

EV/FCF 27.76

Earnings Yield 6.5%

FCF Yield 6.7%

Adj. FCF Yield 5.8%

Financial Health

Net Debt $161.03M

Total Debt $285M

Cash & Short-Term Investments $123.97M

Total Assets $1.67B

Current Ratio 0.11

Quick Ratio 0.11

Debt / Equity Ratio 1.58

Debt / EBITDA 18.16

Debt / FCF 22.87

OCF / Debt 0.04

Interest Coverage 0.32

Altman Z-Score -0.52

Piotroski F-Score 8

Margins & Profitability

Gross Profit Margin 44.1%

Operating Profit Margin 17.9%

EBITDA Margin 18.1%

Net Profit Margin 13.2%

FCF Margin 14.4%

Adj. FCF Margin 12.3%

SBC / Revenue 1.8%

SBC Impact (per share) -14.7%

Returns

Return on Assets 0.7%

Return on Equity 6.5%

Return on Invested Capital -1.1%

Return on Capital Employed 3.2%

Return on Tangible Assets 0.7%

Historical Growth (CAGR)

Revenue CAGR 3Y 25.2%

Revenue CAGR 5Y 52.8%

Revenue CAGR 10Y N/A

EPS CAGR 3Y 71.8%

EPS CAGR 5Y 42.9%

EPS CAGR 10Y N/A

FCF CAGR 3Y 15.3%

FCF CAGR 5Y 53.6%

FCF CAGR 10Y N/A

Analyst Forecasts

Analyst Rating Hold

Analyst Count 0

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Jul 22, 2026

EPS Estimate (next Q) N/A

EPS Growth Est (next Q) N/A

Revenue Est (next Q) N/A

Revenue Growth Est (next Q) N/A

Fair Value Estimates

Graham Number $26.32

Graham Upside 24.6%

Lynch Fair Value $34.25

Lynch Upside 62.2%

Price Target N/A

Price Target Upside N/A

Cash Flow

Operating Cash Flow $12.66M

Free Cash Flow $12.46M

Adj. Free Cash Flow $10.63M

FCF Per Share $2.80

OCF Per Share $2.84

OCF/S Ratio 26.3%

Income Statement

Revenue $86.54M

Gross Profit $38.17M

Operating Income $15.47M

EBITDA $15.69M

Net Income $11.42M

EPS (Diluted) $1.37

Revenue / Employee $1.35M

Profit / Employee $178.42K

Employees 64