Eagle Bancorp Montana Inc.

EBMT | NASDAQ

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$21.71

-$0.35 (-1.59%)

At close: Sep 21, 2026, 4:00 PM ET

$21.71

$0 (0.00%)

After-hours: Sep 21, 2026, 4:10 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $175.72M

Enterprise Value $-42.26M

Beta 0.34

Average Volume 60.32K

Shares Outstanding (Diluted) 7.86M

Shares Change YoY 0.46%

Institutional Ownership 53.76%

Exchange NASDAQ

ISIN US26942G1004

Price Performance

Price Change 1M -4.5%

Price Change 3M -8.6%

Price Change 6M 6.4%

Price Change YTD 10.9%

Price Change 1Y 25.6%

Price Change 3Y 80.3%

Price Change 5Y -0.9%

1M CAGR (ann.) -7.3%

1Y CAGR (ann.) 30.8%

5Y CAGR (ann.) 3.5%

All-Time CAGR 7.8%

Valuation

PE Ratio 10.64

Forward PE 10.24

PEG Ratio 0.39

Forward PEG 1.60

PS Ratio 1.74

Forward PS 1.70

PB Ratio 0.88

P/FCF Ratio 7.55

P/Adj. FCF Ratio 8.38

P/OCF Ratio 7.49

EV/Sales -0.43

EV/EBIT -3.82

EV/EBITDA -3.12

EV/FCF -1.85

Earnings Yield 9.4%

FCF Yield 13.2%

Adj. FCF Yield 11.9%

Financial Health

Net Cash $215.19M

Total Debt $96.61M

Cash & Short-Term Investments $311.8M

Total Assets $2.03B

Current Ratio 0.00

Quick Ratio 0.00

Debt / Equity Ratio 0.49

Debt / EBITDA 7.13

Debt / FCF 4.22

OCF / Debt 0.27

Interest Coverage 0.34

Altman Z-Score 0.23

Piotroski F-Score 6

Margins & Profitability

Gross Profit Margin 66.7%

Operating Profit Margin 11.2%

EBITDA Margin 13.7%

Net Profit Margin 16.2%

FCF Margin 23.1%

Adj. FCF Margin 20.8%

SBC / Revenue 2.5%

SBC Impact (per share) -9.8%

Returns

Return on Assets 0.8%

Return on Equity 8.4%

Return on Invested Capital 0.4%

Return on Capital Employed 0.5%

Return on Tangible Assets 0.8%

Historical Growth (CAGR)

Revenue CAGR 3Y -0.6%

Revenue CAGR 5Y 0.2%

Revenue CAGR 10Y 11.2%

EPS CAGR 3Y 9.6%

EPS CAGR 5Y -6.6%

EPS CAGR 10Y 8.7%

FCF CAGR 3Y 8.4%

FCF CAGR 5Y -26.2%

FCF CAGR 10Y 12.1%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 6

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 26, 2026

EPS Estimate (next Q) $0.55

EPS Growth Est (next Q) 19.6%

Revenue Est (next Q) $24.5M

Revenue Growth Est (next Q) 6.4%

Fair Value Estimates

Graham Number $34.03

Graham Upside 56.8%

Lynch Fair Value $10.20

Lynch Upside -53.0%

Price Target $24

Price Target Upside 10.5%

Cash Flow

Operating Cash Flow $26.52M

Free Cash Flow $22.9M

Adj. Free Cash Flow $20.65M

FCF Per Share $2.39

OCF Per Share $2.90

OCF/S Ratio 22.9%

Income Statement

Revenue $99.21M

Gross Profit $66.21M

Operating Income $11.07M

EBITDA $13.56M

Net Income $16.06M

EPS (Diluted) $2.04

Revenue / Employee $279.48K

Profit / Employee $45.23K

Employees 355

Dividends

Annual Dividend $0.58

Dividend Yield 2.67%

Payout Ratio 28.6%

FCF Payout Ratio 20.1%

Adj. FCF Payout Ratio 22.3%

Dividend Growth (YoY) 1.8%

Pay Frequency Quarterly

Ex-Dividend Date Aug 13, 2026