Erste Group Bank AG
EBKDY | OTC
$69.31
-$0.67 (-0.96%)
Sep 22, 2026, 11:31 AM ET · Market open
Market Data
Market Cap $108.74B
Enterprise Value $105.73B
Beta 0.83
Average Volume N/A
Shares Outstanding (Diluted) 1.56B
Shares Change YoY 86.17%
Institutional Ownership 0.47%
Exchange N/A
ISIN N/A
Price Performance
Price Change 1M -2.3%
Price Change 3M 6.0%
Price Change 6M 28.6%
Price Change YTD 15.0%
Price Change 1Y 43.4%
Price Change 3Y 302.5%
Price Change 5Y 222.1%
1M CAGR (ann.) 0.9%
1Y CAGR (ann.) 42.0%
5Y CAGR (ann.) 33.9%
All-Time CAGR 6.5%
Valuation
PE Ratio 25.36
Forward PE 8.88
PEG Ratio 0.76
Forward PEG 1.03
PS Ratio 8.93
Forward PS 4.80
PB Ratio 3.73
P/FCF Ratio 37.86
P/Adj. FCF Ratio 37.86
P/OCF Ratio 2.62
EV/Sales 9.50
EV/EBIT 42.07
EV/EBITDA 34.59
EV/FCF 40.31
Earnings Yield 4.1%
FCF Yield 2.8%
Adj. FCF Yield 2.8%
Financial Health
Net Debt €13.84B
Total Debt €55.52B
Cash & Short-Term Investments €41.68B
Total Assets €361.07B
Current Ratio 0.15
Quick Ratio 0.15
Debt / Equity Ratio 2.10
Debt / EBITDA 18.16
Debt / FCF 21.17
OCF / Debt 0.06
Interest Coverage 0.97
Altman Z-Score -0.63
Piotroski F-Score 6
Margins & Profitability
Gross Profit Margin 69.1%
Operating Profit Margin 47.6%
EBITDA Margin 32.0%
Net Profit Margin 18.8%
FCF Margin 23.6%
Adj. FCF Margin 23.6%
SBC / Revenue 0.0%
SBC Impact (per share) N/A
Returns
Return on Assets 0.8%
Return on Equity 15.8%
Return on Invested Capital 3.6%
Return on Capital Employed 4.7%
Return on Tangible Assets 0.8%
Historical Growth (CAGR)
Revenue CAGR 3Y 11.9%
Revenue CAGR 5Y 9.2%
Revenue CAGR 10Y 6.8%
EPS CAGR 3Y 1.4%
EPS CAGR 5Y 15.8%
EPS CAGR 10Y 9.4%
FCF CAGR 3Y 314.0%
FCF CAGR 5Y 19.2%
FCF CAGR 10Y -23.2%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 0
EPS Growth Next 3Y 43.2%
Revenue Growth Next 3Y 24.2%
Earnings Date Oct 29, 2026
EPS Estimate (next Q) $1.81
EPS Growth Est (next Q) 22.5%
Revenue Est (next Q) $5.28B
Revenue Growth Est (next Q) 47.8%
Fair Value Estimates
Graham Number $89.31
Graham Upside 28.1%
Lynch Fair Value $43.43
Lynch Upside -37.7%
Price Target N/A
Price Target Upside N/A
Cash Flow
Operating Cash Flow €3.4B
Free Cash Flow €2.62B
Adj. Free Cash Flow €2.62B
FCF Per Share $22.29
OCF Per Share $24.36
OCF/S Ratio 49.4%
Income Statement
Revenue €11.13B
Gross Profit €11.19B
Operating Income €5.29B
EBITDA €3.06B
Net Income €3.16B
EPS (Diluted) $2.52
Revenue / Employee N/A
Profit / Employee N/A
Employees N/A
Dividends
Annual Dividend $0.44
Dividend Yield 0.63%
Payout Ratio 17.4%
FCF Payout Ratio 2.8%
Adj. FCF Payout Ratio 2.8%
Dividend Growth (YoY) -74.1%
Pay Frequency Annual
Ex-Dividend Date Apr 22, 2026
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