Citizens & Northern Corporation

CZNC | NASDAQ

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$25.76

-$0.05 (-0.19%)

At close: Sep 21, 2026, 4:00 PM ET

$25.54

-$0.22 (-0.87%)

Pre-market: Sep 22, 2026, 4:30 AM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

Fiscal Year Period Ending	FY 2025 Dec 30, 2025	FY 2024 Dec 30, 2024	FY 2023 Dec 30, 2023	FY 2022 Dec 30, 2022	FY 2021 Dec 30, 2021	FY 2020 Dec 30, 2020
Revenue	154.19M	155.47M	136.24M	115.48M	108.95M	100.44M
Cost of Revenue	53.44M	51.16M	33.29M	16.77M	10.22M	13.51M
Gross Profit	100.75M	104.31M	102.95M	98.7M	98.73M	86.93M
Operating Income	28.64M	31.87M	30.48M	32.35M	37.69M	23.21M
Interest Income	139.22M	128.08M	113.5M	92.65M	84.5M	77.16M
Pretax Income	28.64M	31.87M	30.48M	32.35M	37.69M	23.21M
Net Income	23.43M	25.96M	24.15M	26.62M	30.55M	19.22M
Selling & General & Admin	53.25M	44.93M	44.2M	41.83M	37.6M	33.06M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	18.86M	27.51M	28.27M	24.52M	23.44M	30.66M
Operating Expenses	72.11M	72.44M	72.47M	66.35M	61.04M	63.72M
Interest Expense	47.36M	48.96M	33.1M	9.52M	6.56M	9.6M
Selling & Marketing Expenses	n/a	n/a	n/a	n/a	n/a	n/a
Cost & Expenses	125.55M	123.6M	105.76M	83.13M	71.26M	77.23M
Income Tax Expense	5.22M	5.91M	6.34M	5.73M	7.13M	3.99M
Shares Outstanding (Basic)	15.95M	15.26M	15.24M	15.46M	15.77M	14.74M
Shares Outstanding (Diluted)	15.95M	15.26M	15.24M	15.46M	15.77M	14.75M
EPS (Basic)	1.46	1.69	1.57	1.71	1.92	1.30
EPS (Diluted)	1.46	1.69	1.57	1.71	1.92	1.29
EBITDA	31.01M	34.05M	32.63M	34.74M	39.82M	25.19M
EBIT	28.64M	31.87M	30.48M	32.35M	37.69M	23.21M
Depreciation & Amortization	2.36M	2.18M	2.15M	2.39M	2.13M	1.98M