Customers Bancorp Inc.
CUBI | NYSE
$78.87
+$1.26 (+1.62%)
At close: Sep 21, 2026, 4:00 PM ET
$78.87
$0 (0.00%)
After-hours:
Sep 21, 2026, 4:09 PM ET
Market Data
Market Cap $2.63B
Enterprise Value $-4.14B
Beta 1.48
Average Volume 303.5K
Shares Outstanding (Diluted) 35.31M
Shares Change YoY 9.08%
Institutional Ownership 98.97%
Exchange NYSE
ISIN US23204G1004
Price Performance
Price Change 1M -1.5%
Price Change 3M 1.4%
Price Change 6M 13.7%
Price Change YTD 5.9%
Price Change 1Y 18.5%
Price Change 3Y 144.8%
Price Change 5Y 92.6%
1M CAGR (ann.) -5.4%
1Y CAGR (ann.) 15.8%
5Y CAGR (ann.) 15.5%
All-Time CAGR 15.2%
Valuation
PE Ratio 18.87
Forward PE 7.85
PEG Ratio 0.09
Forward PEG 0.63
PS Ratio 1.83
Forward PS 2.60
PB Ratio 1.21
P/FCF Ratio 9.04
P/Adj. FCF Ratio 9.70
P/OCF Ratio 7.00
EV/Sales -2.84
EV/EBIT -13.34
EV/EBITDA -7.32
EV/FCF -14.02
Earnings Yield 5.3%
FCF Yield 11.1%
Adj. FCF Yield 10.3%
Financial Health
Net Cash $6.81B
Total Debt $0
Cash & Short-Term Investments $6.81B
Total Assets $24.72B
Current Ratio 1.82
Quick Ratio 1.82
Debt / Equity Ratio 1.07
Debt / EBITDA 0.00
Debt / FCF 0.00
OCF / Debt N/A
Interest Coverage 0.60
Altman Z-Score 0.26
Piotroski F-Score 6
Margins & Profitability
Gross Profit Margin 56.0%
Operating Profit Margin 15.1%
EBITDA Margin 29.5%
Net Profit Margin 19.6%
FCF Margin 20.3%
Adj. FCF Margin 18.9%
SBC / Revenue 1.0%
SBC Impact (per share) -6.8%
Returns
Return on Assets 1.1%
Return on Equity 13.6%
Return on Invested Capital 1.1%
Return on Capital Employed 1.4%
Return on Tangible Assets 1.1%
Historical Growth (CAGR)
Revenue CAGR 3Y 8.0%
Revenue CAGR 5Y 15.8%
Revenue CAGR 10Y 16.7%
EPS CAGR 3Y -9.1%
EPS CAGR 5Y -6.5%
EPS CAGR 10Y 6.4%
FCF CAGR 3Y 64.7%
FCF CAGR 5Y -1.5%
FCF CAGR 10Y 17.3%
Analyst Forecasts
Analyst Rating Buy
Analyst Count 17
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date N/A
EPS Estimate (next Q) N/A
EPS Growth Est (next Q) N/A
Revenue Est (next Q) N/A
Revenue Growth Est (next Q) N/A
Fair Value Estimates
Graham Number $78.34
Graham Upside -0.7%
Lynch Fair Value $20.90
Lynch Upside -73.5%
Price Target $93.75
Price Target Upside 18.9%
Cash Flow
Operating Cash Flow $435.71M
Free Cash Flow $295.07M
Adj. Free Cash Flow $275.13M
FCF Per Share $7.77
OCF Per Share $11.27
OCF/S Ratio 25.6%
Income Statement
Revenue $1.46B
Gross Profit $439.08M
Operating Income $219.98M
EBITDA $565.58M
Net Income $291.45M
EPS (Diluted) $4.18
Revenue / Employee $1.68M
Profit / Employee $336.55K
Employees 866
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