
Crédit Agricole S.A.
CRARY | OTC
$10.19
-$0.20 (-1.92%)
At close: Sep 23, 2026, 3:25 PM ET
$10.20
+$0.01 (+0.10%)
After-hours:
Sep 23, 2026, 4:00 PM ET
Market Data
Market Cap $62.87B
Enterprise Value $-218.97B
Beta 0.81
Average Volume N/A
Shares Outstanding (Diluted) 6.05B
Shares Change YoY 0.56%
Institutional Ownership 0.01%
Exchange N/A
ISIN N/A
Price Performance
Price Change 1M -8.2%
Price Change 3M 3.0%
Price Change 6M 11.6%
Price Change YTD -2.2%
Price Change 1Y 4.2%
Price Change 3Y 66.5%
Price Change 5Y 47.7%
1M CAGR (ann.) -7.8%
1Y CAGR (ann.) 16.7%
5Y CAGR (ann.) 16.9%
All-Time CAGR 6.7%
Valuation
PE Ratio 8.05
Forward PE 7.23
PEG Ratio -0.70
Forward PEG 1.10
PS Ratio 17.27
Forward PS 1.90
PB Ratio 0.69
P/FCF Ratio N/A
P/Adj. FCF Ratio -512.06
P/OCF Ratio -3.55
EV/Sales -66.88
EV/EBIT -19.40
EV/EBITDA -19.40
EV/FCF N/A
Earnings Yield 13.0%
FCF Yield 0.0%
Adj. FCF Yield -0.2%
Financial Health
Net Cash €271.28B
Total Debt €313.4B
Cash & Short-Term Investments €584.68B
Total Assets €2.31T
Current Ratio 0.70
Quick Ratio 0.70
Debt / Equity Ratio 9.77
Debt / EBITDA 27.76
Debt / FCF N/A
OCF / Debt 0.00
Interest Coverage 0.28
Altman Z-Score 0.00
Piotroski F-Score 4
Margins & Profitability
Gross Profit Margin 65.8%
Operating Profit Margin 344.8%
EBITDA Margin 9.8%
Net Profit Margin 5.7%
FCF Margin 0.0%
Adj. FCF Margin -3.4%
SBC / Revenue 0.1%
SBC Impact (per share) N/A
Returns
Return on Assets 0.3%
Return on Equity 9.4%
Return on Invested Capital 0.3%
Return on Capital Employed 0.5%
Return on Tangible Assets 0.3%
Historical Growth (CAGR)
Revenue CAGR 3Y -46.5%
Revenue CAGR 5Y -28.6%
Revenue CAGR 10Y -15.0%
EPS CAGR 3Y 1.5%
EPS CAGR 5Y 10.3%
EPS CAGR 10Y 4.9%
FCF CAGR 3Y 337.1%
FCF CAGR 5Y 34.5%
FCF CAGR 10Y 15.3%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 0
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Oct 28, 2026
EPS Estimate (next Q) $0.38
EPS Growth Est (next Q) 6.5%
Revenue Est (next Q) $9.27B
Revenue Growth Est (next Q) N/A
Fair Value Estimates
Graham Number $30.76
Graham Upside 201.9%
Lynch Fair Value $13.06
Lynch Upside 28.2%
Price Target N/A
Price Target Upside N/A
Cash Flow
Operating Cash Flow €0
Free Cash Flow €0
Adj. Free Cash Flow €-110.4M
FCF Per Share -$2.85
OCF Per Share -$2.63
OCF/S Ratio -6.9%
Income Statement
Revenue €3.27B
Gross Profit €19.24B
Operating Income €11.29B
EBITDA €11.29B
Net Income €7.57B
EPS (Diluted) $1.16
Revenue / Employee N/A
Profit / Employee N/A
Employees N/A
Dividends
Annual Dividend $0.66
Dividend Yield 6.48%
Payout Ratio 56.5%
FCF Payout Ratio N/A
Adj. FCF Payout Ratio 0.0%
Dividend Growth (YoY) 5.6%
Pay Frequency Annual
Ex-Dividend Date May 21, 2026
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