Citizens Inc.

CIA | NYSE

Price Alert Chart Builder DCF Calculator

$3.59

-$0.02 (-0.55%)

Sep 22, 2026, 12:47 PM ET · Market open

Overview Rating Statistics Financials Earnings Analysts Ownership Profile

-0.55%

(1D)

Rating

Updated: Aug 29, 2026

35.5

Fundamentals Weak

Market Sentiment Neutral

Moat None

Full Analysis

Key Statistics

Market Data

Market Cap $181.49M

1D Range

3.59 3.63

52W Range

3.39 6.54

Valuation (TTM)

PE 15.70

PB 0.78

EV/EBITDA 12.02

Valuation (NTM)

Forward PE 13.02

Forward PEG 0.29

Price Target $3.70

Cash Flow

FCF Yield 7.8%

SBC Adj. FCF Yield 6.5%

SBC Impact -17.2%

Margins

Gross Margin 33.4%

Operating Margin 5.8%

FCF Margin 5.7%

Growth (CAGR)

Revenue 3Y | 5Y 2.1% | 0.8%

Dil EPS 3Y | 5Y 18.0% | -20.8%

FCF 3Y | 5Y -32.5% | -12.7%

Returns

ROA 0.7%

ROE 5.0%

ROIC 0.7%

Financial Health

Net Debt

Current Ratio 0.00

Interest Coverage 0.00

Dividends

Div Yield N/A

Payout Ratio N/A

FCF Payout Ratio N/A

All Key Statistics

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Profile

Citizens, Inc. operates as an insurance provider, delivering a variety of life insurance solutions to both domestic U.S. and international clientele through its subsidiary companies. Its business oper...

Sector Financial Services

Industry Insurance - Life

Employees 245

IPO Date Dec 3, 1980

Website www.citizensinc.com

Fiscal Year January - December

Full Company Profile

Latest News

No news articles available yet.

Earnings

Next Earnings

Nov 5, 2026

EPS Est

Pro

Rev Est

Pro

Earnings Details ➞