Chemung Financial Corporation

CHMG | NASDAQ

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$82.38

-$0.59 (-0.71%)

At close: Sep 21, 2026, 4:00 PM ET

$82

-$0.38 (-0.46%)

Pre-market: Sep 22, 2026, 4:36 AM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

Fiscal Year Period Ending	FY 2025 Dec 30, 2025	FY 2024 Dec 30, 2024	FY 2023 Dec 30, 2023	FY 2022 Dec 30, 2022	FY 2021 Dec 30, 2021	FY 2020 Dec 30, 2020
Revenue	139.94M	149.61M	136.58M	101.91M	91.84M	86.86M
Cost of Revenue	50.12M	53.46M	41.88M	6.74M	3.44M	8.23M
Gross Profit	89.83M	96.15M	94.7M	95.17M	88.41M	78.63M
Operating Income	19.94M	30.09M	31.5M	36.89M	33.76M	23.87M
Interest Income	132.84M	127.56M	113.07M	81.48M	69.01M	66.91M
Pretax Income	19.94M	30.09M	31.5M	36.89M	33.76M	23.87M
Net Income	15.1M	23.67M	25M	28.78M	26.43M	19.26M
Selling & General & Admin	41.82M	38.93M	36.58M	33.37M	32.7M	31.42M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	28.08M	27.14M	26.62M	24.91M	21.95M	23.34M
Operating Expenses	69.89M	66.07M	63.2M	58.28M	54.65M	54.76M
Interest Expense	45.68M	53.51M	38.62M	7.3M	3.42M	3.99M
Selling & Marketing Expenses	1.25M	1.18M	923K	941K	792K	631K
Cost & Expenses	120.01M	119.53M	105.08M	65.02M	58.08M	62.99M
Income Tax Expense	4.83M	6.41M	6.5M	8.11M	7.34M	4.61M
Shares Outstanding (Basic)	4.81M	4.77M	4.73M	4.69M	4.68M	4.8M
Shares Outstanding (Diluted)	4.81M	4.77M	4.73M	4.69M	4.68M	4.8M
EPS (Basic)	3.13	4.96	5.28	6.13	5.64	4.01
EPS (Diluted)	3.13	4.96	5.28	6.13	5.64	4.01
EBITDA	22.6M	32.1M	34.3M	39.92M	37.26M	28.13M
EBIT	19.94M	30.09M	31.5M	36.89M	33.76M	23.87M
Depreciation & Amortization	2.67M	2.02M	2.8M	3.03M	3.5M	4.24M