Capital Bancorp Inc.

CBNK | NASDAQ

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$36

+$0.13 (+0.36%)

At close: Sep 21, 2026, 4:00 PM ET

$36

$0 (0.00%)

After-hours: Sep 21, 2026, 4:10 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $584.25M

Enterprise Value $341.65M

Beta 0.51

Average Volume 62.78K

Shares Outstanding (Diluted) 16.37M

Shares Change YoY -2.55%

Institutional Ownership 43.68%

Exchange NASDAQ

ISIN US1397371006

Price Performance

Price Change 1M -1.7%

Price Change 3M 5.3%

Price Change 6M 23.7%

Price Change YTD 28.4%

Price Change 1Y 11.5%

Price Change 3Y 92.7%

Price Change 5Y 52.5%

1M CAGR (ann.) -4.8%

1Y CAGR (ann.) 11.8%

5Y CAGR (ann.) 11.4%

All-Time CAGR 14.8%

Valuation

PE Ratio 10.59

Forward PE 9.47

PEG Ratio 0.39

Forward PEG 1.08

PS Ratio 2.00

Forward PS 2.00

PB Ratio 1.39

P/FCF Ratio 8.87

P/Adj. FCF Ratio 9.11

P/OCF Ratio 8.61

EV/Sales 1.17

EV/EBIT 7.40

EV/EBITDA 6.97

EV/FCF 5.17

Earnings Yield 9.4%

FCF Yield 11.3%

Adj. FCF Yield 11.0%

Financial Health

Net Cash $244.72M

Total Debt $0

Cash & Short-Term Investments $244.72M

Total Assets $3.89B

Current Ratio 0.86

Quick Ratio 0.86

Debt / Equity Ratio 0.12

Debt / EBITDA 0.00

Debt / FCF 0.00

OCF / Debt N/A

Interest Coverage 0.67

Altman Z-Score 0.33

Piotroski F-Score 7

Margins & Profitability

Gross Profit Margin 73.5%

Operating Profit Margin 15.8%

EBITDA Margin 16.8%

Net Profit Margin 19.3%

FCF Margin 22.6%

Adj. FCF Margin 22.0%

SBC / Revenue 0.9%

SBC Impact (per share) -2.6%

Returns

Return on Assets 1.4%

Return on Equity 13.8%

Return on Invested Capital 0.9%

Return on Capital Employed 1.2%

Return on Tangible Assets 1.5%

Historical Growth (CAGR)

Revenue CAGR 3Y 14.8%

Revenue CAGR 5Y 11.0%

Revenue CAGR 10Y 19.0%

EPS CAGR 3Y 9.5%

EPS CAGR 5Y 5.1%

EPS CAGR 10Y 19.6%

FCF CAGR 3Y 10.7%

FCF CAGR 5Y 3.1%

FCF CAGR 10Y 16.4%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 6

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date N/A

EPS Estimate (next Q) N/A

EPS Growth Est (next Q) N/A

Revenue Est (next Q) N/A

Revenue Growth Est (next Q) N/A

Fair Value Estimates

Graham Number $44.53

Graham Upside 23.7%

Lynch Fair Value $17.37

Lynch Upside -51.8%

Price Target $37

Price Target Upside 2.8%

Cash Flow

Operating Cash Flow $68.92M

Free Cash Flow $66.09M

Adj. Free Cash Flow $64.38M

FCF Per Share $4

OCF Per Share $4.18

OCF/S Ratio 23.3%

Income Statement

Revenue $292.72M

Gross Profit $215.07M

Operating Income $46.14M

EBITDA $49.04M

Net Income $56.37M

EPS (Diluted) $3.40

Revenue / Employee $654.85K

Profit / Employee $126.11K

Employees 447

Dividends

Annual Dividend $0.50

Dividend Yield 1.39%

Payout Ratio 14.7%

FCF Payout Ratio 11.5%

Adj. FCF Payout Ratio 11.8%

Dividend Growth (YoY) 19.1%

Pay Frequency Quarterly

Ex-Dividend Date Aug 9, 2026