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Bridgewater Bancshares Inc.

BWB | NASDAQ
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$20.92
+$0.13 (+0.63%)
At close: Sep 21, 2026, 4:00 PM ET
$20.92
$0 (0.00%)
After-hours: Sep 21, 2026, 7:30 PM ET

Market Data

Market Cap
$579.7M
Enterprise Value
$242.99M
Beta
0.58
Average Volume
160.26K
Shares Outstanding (Diluted)
28.49M
Shares Change YoY
1.62%
Institutional Ownership
62.77%
Exchange
NASDAQ
ISIN
US1086211034

Price Performance

Price Change 1M
-3.5%
Price Change 3M
2.4%
Price Change 6M
19.6%
Price Change YTD
19.3%
Price Change 1Y
20.3%
Price Change 3Y
114.1%
Price Change 5Y
24.3%
1M CAGR (ann.)
-2.1%
1Y CAGR (ann.)
24.8%
5Y CAGR (ann.)
5.5%
All-Time CAGR
6.0%

Valuation

PE Ratio
25.83
Forward PE
9.49
PEG Ratio
0.20
Forward PEG
0.72
PS Ratio
2.28
Forward PS
3.10
PB Ratio
1.06
P/FCF Ratio
19.97
P/Adj. FCF Ratio
23.60
P/OCF Ratio
13.76
EV/Sales
0.95
EV/EBIT
7.21
EV/EBITDA
6.96
EV/FCF
8.32
Earnings Yield
3.9%
FCF Yield
5.0%
Adj. FCF Yield
4.2%

Financial Health

Net Cash
$340.34M
Total Debt
$434.88M
Cash & Short-Term Investments
$775.22M
Total Assets
$5.39B
Current Ratio
0.18
Quick Ratio
0.18
Debt / Equity Ratio
0.79
Debt / EBITDA
12.45
Debt / FCF
14.89
OCF / Debt
0.08
Interest Coverage
0.23
Altman Z-Score
-0.55
Piotroski F-Score
4

Margins & Profitability

Gross Profit Margin
42.3%
Operating Profit Margin
13.2%
EBITDA Margin
13.7%
Net Profit Margin
22.1%
FCF Margin
11.4%
Adj. FCF Margin
9.7%
SBC / Revenue
1.8%
SBC Impact (per share)
-15.3%

Returns

Return on Assets
1.1%
Return on Equity
10.8%
Return on Invested Capital
2.5%
Return on Capital Employed
3.2%
Return on Tangible Assets
1.1%

Historical Growth (CAGR)

Revenue CAGR 3Y
7.8%
Revenue CAGR 5Y
15.3%
Revenue CAGR 10Y
N/A
EPS CAGR 3Y
-20.3%
EPS CAGR 5Y
-7.1%
EPS CAGR 10Y
N/A
FCF CAGR 3Y
-21.4%
FCF CAGR 5Y
0.3%
FCF CAGR 10Y
N/A

Analyst Forecasts

Analyst Rating
Buy
Analyst Count
4
EPS Growth Next 3Y
N/A
Revenue Growth Next 3Y
N/A
Earnings Date
Oct 19, 2026
EPS Estimate (next Q)
$0.47
EPS Growth Est (next Q)
20.5%
Revenue Est (next Q)
$43.2M
Revenue Growth Est (next Q)
19.7%

Fair Value Estimates

Graham Number
$18.95
Graham Upside
-9.4%
Lynch Fair Value
$4.05
Lynch Upside
-80.6%
Price Target
$24.50
Price Target Upside
17.1%

Cash Flow

Operating Cash Flow
$36.34M
Free Cash Flow
$29.21M
Adj. Free Cash Flow
$24.72M
FCF Per Share
$1.37
OCF Per Share
$1.52
OCF/S Ratio
16.6%

Income Statement

Revenue
$255.29M
Gross Profit
$107.99M
Operating Income
$33.69M
EBITDA
$34.92M
Net Income
$56.35M
EPS (Diluted)
$0.81
Revenue / Employee
$719.14K
Profit / Employee
$158.73K
Employees
355

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