Bar Harbor Bankshares

BHB | AMEX

Price Alert Chart Builder DCF Calculator

$40.28

+$0.23 (+0.57%)

At close: Sep 21, 2026, 4:00 PM ET

$40.35

+$0.07 (+0.17%)

After-hours: Sep 21, 2026, 5:02 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $670.52M

Enterprise Value $307.49M

Beta 0.59

Average Volume 108.96K

Shares Outstanding (Diluted) 16.81M

Shares Change YoY 9.34%

Institutional Ownership 57.74%

Exchange AMEX

ISIN US0668491006

Price Performance

Price Change 1M 2.0%

Price Change 3M 7.9%

Price Change 6M 25.6%

Price Change YTD 29.0%

Price Change 1Y 27.8%

Price Change 3Y 69.6%

Price Change 5Y 46.7%

1M CAGR (ann.) 0.5%

1Y CAGR (ann.) 31.1%

5Y CAGR (ann.) 13.5%

All-Time CAGR 9.6%

Valuation

PE Ratio 13.61

Forward PE 10.53

PEG Ratio 0.92

Forward PEG 3.06

PS Ratio 3.22

Forward PS 3.30

PB Ratio 1.23

P/FCF Ratio 19.96

P/Adj. FCF Ratio 22.19

P/OCF Ratio 10.52

EV/Sales 1.47

EV/EBIT 5.90

EV/EBITDA 5.32

EV/FCF 9.10

Earnings Yield 7.3%

FCF Yield 5.0%

Adj. FCF Yield 4.5%

Financial Health

Net Cash $366.88M

Total Debt $281.16M

Cash & Short-Term Investments $648.04M

Total Assets $4.74B

Current Ratio 0.16

Quick Ratio 0.16

Debt / Equity Ratio 0.51

Debt / EBITDA 4.86

Debt / FCF 8.32

OCF / Debt 0.16

Interest Coverage 0.70

Altman Z-Score -0.69

Piotroski F-Score 5

Margins & Profitability

Gross Profit Margin 65.3%

Operating Profit Margin 24.9%

EBITDA Margin 25.3%

Net Profit Margin 21.6%

FCF Margin 16.1%

Adj. FCF Margin 14.5%

SBC / Revenue 1.7%

SBC Impact (per share) -10.1%

Returns

Return on Assets 1.0%

Return on Equity 9.2%

Return on Invested Capital -1.4%

Return on Capital Employed 7.9%

Return on Tangible Assets 1.1%

Historical Growth (CAGR)

Revenue CAGR 3Y 3.3%

Revenue CAGR 5Y 5.4%

Revenue CAGR 10Y 12.0%

EPS CAGR 3Y -2.2%

EPS CAGR 5Y 4.5%

EPS CAGR 10Y 5.3%

FCF CAGR 3Y -19.3%

FCF CAGR 5Y -4.6%

FCF CAGR 10Y 6.8%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 2

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date N/A

EPS Estimate (next Q) N/A

EPS Growth Est (next Q) N/A

Revenue Est (next Q) N/A

Revenue Growth Est (next Q) N/A

Fair Value Estimates

Graham Number $46.75

Graham Upside 16.1%

Lynch Fair Value $14.80

Lynch Upside -63.3%

Price Target $46

Price Target Upside 14.2%

Cash Flow

Operating Cash Flow $43.98M

Free Cash Flow $33.79M

Adj. Free Cash Flow $30.39M

FCF Per Share $3.46

OCF Per Share $3.83

OCF/S Ratio 28.1%

Income Statement

Revenue $209.22M

Gross Profit $149.24M

Operating Income $52.14M

EBITDA $57.81M

Net Income $49.37M

EPS (Diluted) $2.96

Revenue / Employee $394.76K

Profit / Employee $93.16K

Employees 530

Dividends

Annual Dividend $1.32

Dividend Yield 3.28%

Payout Ratio 44.6%

FCF Payout Ratio 62.7%

Adj. FCF Payout Ratio 69.7%

Dividend Growth (YoY) 6.5%

Pay Frequency Quarterly

Ex-Dividend Date Aug 19, 2026