Better Home & Finance Holding
BETR | NASDAQ
$12.42
+$0.36 (+2.99%)
At close: Sep 21, 2026, 4:00 PM ET
$12.31
-$0.11 (-0.90%)
After-hours:
Sep 21, 2026, 7:30 PM ET
Market Data
Market Cap $194.61M
Enterprise Value $740.44M
Beta 1.70
Average Volume 525.82K
Shares Outstanding (Diluted) 18.65M
Shares Change YoY 22.82%
Institutional Ownership 32.40%
Exchange NASDAQ
ISIN US08774B5084
Price Performance
Price Change 1M 2.8%
Price Change 3M -51.6%
Price Change 6M -60.5%
Price Change YTD -64.3%
Price Change 1Y -75.2%
Price Change 3Y -54.4%
Price Change 5Y -97.5%
1M CAGR (ann.) -19.7%
1Y CAGR (ann.) -61.2%
5Y CAGR (ann.) -52.2%
All-Time CAGR -49.9%
Valuation
PE Ratio -1.13
Forward PE 75.59
PEG Ratio -0.07
Forward PEG 0.01
PS Ratio 0.92
Forward PS 0.70
PB Ratio 3.36
P/FCF Ratio -0.82
P/Adj. FCF Ratio -0.81
P/OCF Ratio -1.00
EV/Sales 3.50
EV/EBIT -6.04
EV/EBITDA -6.73
EV/FCF -3.13
Earnings Yield -88.7%
FCF Yield -121.4%
Adj. FCF Yield -123.6%
Financial Health
Net Debt $545.83M
Total Debt $657.71M
Cash & Short-Term Investments $111.88M
Total Assets $1.54B
Current Ratio 0.28
Quick Ratio 0.28
Debt / Equity Ratio 11.36
Debt / EBITDA -5.98
Debt / FCF -2.78
OCF / Debt -0.35
Interest Coverage -3.22
Altman Z-Score -2.28
Piotroski F-Score 4
Margins & Profitability
Gross Profit Margin 79.0%
Operating Profit Margin -58.1%
EBITDA Margin -52.0%
Net Profit Margin -85.0%
FCF Margin -111.6%
Adj. FCF Margin -113.6%
SBC / Revenue 2.0%
SBC Impact (per share) -1.8%
Returns
Return on Assets -11.7%
Return on Equity -465.3%
Return on Invested Capital -7.9%
Return on Capital Employed -11.3%
Return on Tangible Assets -11.9%
Historical Growth (CAGR)
Revenue CAGR 3Y 29.5%
Revenue CAGR 5Y -10.7%
Revenue CAGR 10Y N/A
EPS CAGR 3Y -58.3%
EPS CAGR 5Y -63.2%
EPS CAGR 10Y N/A
FCF CAGR 3Y 11.6%
FCF CAGR 5Y -188.3%
FCF CAGR 10Y N/A
Analyst Forecasts
Analyst Rating Buy
Analyst Count 5
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Nov 11, 2026
EPS Estimate (next Q) -$1.44
EPS Growth Est (next Q) -43.8%
Revenue Est (next Q) $51.4M
Revenue Growth Est (next Q) 17.2%
Fair Value Estimates
Graham Number N/A
Graham Upside N/A
Lynch Fair Value N/A
Lynch Upside N/A
Price Target $26.20
Price Target Upside 111.0%
Cash Flow
Operating Cash Flow $-232.62M
Free Cash Flow $-236.23M
Adj. Free Cash Flow $-240.5M
FCF Per Share -$12.66
OCF Per Share -$12.47
OCF/S Ratio -109.9%
Income Statement
Revenue $211.65M
Gross Profit $167.31M
Operating Income $-122.99M
EBITDA $-110M
Net Income $-179.95M
EPS (Diluted) -$11.02
Revenue / Employee $159.25K
Profit / Employee $-135.4K
Employees 1,329
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