BayCom Corp

BCML | NASDAQ

Price Alert Chart Builder DCF Calculator

$29.73

-$0.37 (-1.23%)

At close: Sep 21, 2026, 4:00 PM ET

$29.58

-$0.15 (-0.51%)

Pre-market: Sep 22, 2026, 4:30 AM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $328.37M

Enterprise Value $160.56M

Beta 0.29

Average Volume 67.03K

Shares Outstanding (Diluted) 10.91M

Shares Change YoY -0.85%

Institutional Ownership 63.85%

Exchange NASDAQ

ISIN US07272M1071

Price Performance

Price Change 1M -2.0%

Price Change 3M -8.1%

Price Change 6M 2.2%

Price Change YTD 3.2%

Price Change 1Y 0.4%

Price Change 3Y 55.6%

Price Change 5Y 60.2%

1M CAGR (ann.) -0.9%

1Y CAGR (ann.) 5.4%

5Y CAGR (ann.) 13.3%

All-Time CAGR 5.4%

Valuation

PE Ratio 24.78

Forward PE 12.53

PEG Ratio -0.56

Forward PEG 1.53

PS Ratio 2.32

Forward PS 3.00

PB Ratio 0.97

P/FCF Ratio 11.79

P/Adj. FCF Ratio 11.89

P/OCF Ratio 11.48

EV/Sales 1.15

EV/EBIT 5.92

EV/EBITDA 5.36

EV/FCF 5.84

Earnings Yield 4.0%

FCF Yield 8.5%

Adj. FCF Yield 8.4%

Financial Health

Net Cash $179.47M

Total Debt $40.69M

Cash & Short-Term Investments $204.47M

Total Assets $2.58B

Current Ratio 10.96

Quick Ratio 10.96

Debt / Equity Ratio 0.14

Debt / EBITDA 1.36

Debt / FCF 1.48

OCF / Debt 0.72

Interest Coverage 0.51

Altman Z-Score 0.28

Piotroski F-Score 6

Margins & Profitability

Gross Profit Margin 67.4%

Operating Profit Margin 11.6%

EBITDA Margin 15.4%

Net Profit Margin 9.2%

FCF Margin 19.7%

Adj. FCF Margin 19.5%

SBC / Revenue 0.9%

SBC Impact (per share) -0.8%

Returns

Return on Assets 0.5%

Return on Equity 3.9%

Return on Invested Capital 0.5%

Return on Capital Employed 0.8%

Return on Tangible Assets 0.5%

Historical Growth (CAGR)

Revenue CAGR 3Y 4.0%

Revenue CAGR 5Y 8.9%

Revenue CAGR 10Y 21.4%

EPS CAGR 3Y -19.5%

EPS CAGR 5Y -5.0%

EPS CAGR 10Y 8.1%

FCF CAGR 3Y -14.6%

FCF CAGR 5Y 20.5%

FCF CAGR 10Y 23.9%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 5

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date N/A

EPS Estimate (next Q) N/A

EPS Growth Est (next Q) N/A

Revenue Est (next Q) N/A

Revenue Growth Est (next Q) N/A

Fair Value Estimates

Graham Number $28.81

Graham Upside -3.1%

Lynch Fair Value $6

Lynch Upside -79.8%

Price Target $34

Price Target Upside 14.4%

Cash Flow

Operating Cash Flow $29.41M

Free Cash Flow $27.5M

Adj. Free Cash Flow $27.29M

FCF Per Share $2.43

OCF Per Share $2.59

OCF/S Ratio 19.8%

Income Statement

Revenue $139.9M

Gross Profit $49M

Operating Income $16.21M

EBITDA $29.97M

Net Income $13.08M

EPS (Diluted) $1.20

Revenue / Employee $427.81K

Profit / Employee $40.01K

Employees 327

Dividends

Annual Dividend $1.20

Dividend Yield 4.04%

Payout Ratio 100.0%

FCF Payout Ratio 29.8%

Adj. FCF Payout Ratio 30.0%

Dividend Growth (YoY) 60.0%

Pay Frequency Quarterly

Ex-Dividend Date Sep 9, 2026