Banco Santander S.A.
BCDRF | OTC
$15.17
+$0.94 (+6.61%)
Sep 22, 2026, 12:20 PM ET · Market open
Market Data
Market Cap $203.26B
Enterprise Value $142.98B
Beta 0.93
Average Volume N/A
Shares Outstanding (Diluted) 15.6B
Shares Change YoY -2.74%
Institutional Ownership N/A
Exchange N/A
ISIN N/A
Price Performance
Price Change 1M 3.9%
Price Change 3M 9.2%
Price Change 6M 29.9%
Price Change YTD 30.7%
Price Change 1Y 52.2%
Price Change 3Y 307.3%
Price Change 5Y 330.6%
1M CAGR (ann.) -6.9%
1Y CAGR (ann.) 42.2%
5Y CAGR (ann.) 36.2%
All-Time CAGR 6.0%
Valuation
PE Ratio 16.65
Forward PE 9.47
PEG Ratio 0.36
Forward PEG 0.54
PS Ratio 3.71
Forward PS 2.70
PB Ratio 1.82
P/FCF Ratio 6.23
P/Adj. FCF Ratio 6.23
P/OCF Ratio 3.29
EV/Sales 2.69
EV/EBIT 7.48
EV/EBITDA 6.38
EV/FCF 4.52
Earnings Yield 6.3%
FCF Yield 16.8%
Adj. FCF Yield 16.8%
Financial Health
Net Cash €39.65B
Total Debt €311.96B
Cash & Short-Term Investments €351.61B
Total Assets €1.82T
Current Ratio 0.11
Quick Ratio 0.11
Debt / Equity Ratio 4.12
Debt / EBITDA 13.92
Debt / FCF 9.85
OCF / Debt 0.12
Interest Coverage 0.66
Altman Z-Score -0.52
Piotroski F-Score 6
Margins & Profitability
Gross Profit Margin 63.9%
Operating Profit Margin 45.0%
EBITDA Margin 30.6%
Net Profit Margin 21.8%
FCF Margin 59.6%
Adj. FCF Margin 59.6%
SBC / Revenue 0.0%
SBC Impact (per share) N/A
Returns
Return on Assets 0.8%
Return on Equity 15.5%
Return on Invested Capital 2.0%
Return on Capital Employed 2.7%
Return on Tangible Assets 0.8%
Historical Growth (CAGR)
Revenue CAGR 3Y 2.2%
Revenue CAGR 5Y 2.0%
Revenue CAGR 10Y 2.8%
EPS CAGR 3Y 19.2%
EPS CAGR 5Y 22.0%
EPS CAGR 10Y 4.8%
FCF CAGR 3Y 63.7%
FCF CAGR 5Y -5.5%
FCF CAGR 10Y -23.2%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 0
EPS Growth Next 3Y 21.0%
Revenue Growth Next 3Y 11.7%
Earnings Date Oct 27, 2026
EPS Estimate (next Q) $0.33
EPS Growth Est (next Q) 29.6%
Revenue Est (next Q) $21.72B
Revenue Growth Est (next Q) 33.9%
Fair Value Estimates
Graham Number $14.32
Graham Upside -5.0%
Lynch Fair Value $19.89
Lynch Upside 32.0%
Price Target N/A
Price Target Upside N/A
Cash Flow
Operating Cash Flow €38.62B
Free Cash Flow €31.66B
Adj. Free Cash Flow €31.66B
FCF Per Share $3.83
OCF Per Share $4.20
OCF/S Ratio 82.9%
Income Statement
Revenue €53.16B
Gross Profit €49.53B
Operating Income €23.92B
EBITDA €22.42B
Net Income €13.35B
EPS (Diluted) $0.83
Revenue / Employee N/A
Profit / Employee N/A
Employees N/A
Dividends
Annual Dividend $0.28
Dividend Yield 1.86%
Payout Ratio 33.6%
FCF Payout Ratio 4.8%
Adj. FCF Payout Ratio 4.8%
Dividend Growth (YoY) 19.8%
Pay Frequency Semi-Annual
Ex-Dividend Date May 3, 2026
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