Ames National Corporation

ATLO | NASDAQ

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$32.02

+$0.11 (+0.34%)

At close: Sep 21, 2026, 4:00 PM ET

$32.02

$0 (0.00%)

After-hours: Sep 21, 2026, 7:30 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $283.61M

Enterprise Value $-476.72M

Beta 0.30

Average Volume 60.46K

Shares Outstanding (Diluted) 8.86M

Shares Change YoY -0.67%

Institutional Ownership 40.11%

Exchange NASDAQ

ISIN US0310011004

Price Performance

Price Change 1M 0.6%

Price Change 3M 3.8%

Price Change 6M 15.9%

Price Change YTD 40.8%

Price Change 1Y 55.4%

Price Change 3Y 84.7%

Price Change 5Y 36.8%

1M CAGR (ann.) 3.3%

1Y CAGR (ann.) 60.4%

5Y CAGR (ann.) 11.9%

All-Time CAGR 5.8%

Valuation

PE Ratio 12.41

Forward PE 11.27

PEG Ratio 0.18

Forward PEG 3.38

PS Ratio 3.37

Forward PS 3.60

PB Ratio 1.33

P/FCF Ratio 12.68

P/Adj. FCF Ratio 12.68

P/OCF Ratio 12.91

EV/Sales -5.67

EV/EBIT -16.59

EV/EBITDA -16.01

EV/FCF -21.31

Earnings Yield 8.1%

FCF Yield 7.9%

Adj. FCF Yield 7.9%

Financial Health

Net Cash $760.33M

Total Debt $47.35M

Cash & Short-Term Investments $807.68M

Total Assets $2.12B

Current Ratio 0.43

Quick Ratio 0.43

Debt / Equity Ratio 0.22

Debt / EBITDA 1.59

Debt / FCF 2.12

OCF / Debt 0.48

Interest Coverage 0.99

Altman Z-Score -0.30

Piotroski F-Score 7

Margins & Profitability

Gross Profit Margin 71.0%

Operating Profit Margin 34.2%

EBITDA Margin 29.4%

Net Profit Margin 22.6%

FCF Margin 26.6%

Adj. FCF Margin 26.6%

SBC / Revenue 0.0%

SBC Impact (per share) N/A

Returns

Return on Assets 1.1%

Return on Equity 11.1%

Return on Invested Capital 8.4%

Return on Capital Employed 13.0%

Return on Tangible Assets 1.1%

Historical Growth (CAGR)

Revenue CAGR 3Y 2.7%

Revenue CAGR 5Y 3.0%

Revenue CAGR 10Y 5.0%

EPS CAGR 3Y 13.8%

EPS CAGR 5Y 0.7%

EPS CAGR 10Y 4.2%

FCF CAGR 3Y 9.9%

FCF CAGR 5Y -3.2%

FCF CAGR 10Y 1.0%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 0

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 15, 2026

EPS Estimate (next Q) $0.68

EPS Growth Est (next Q) 33.3%

Revenue Est (next Q) $19.3M

Revenue Growth Est (next Q) -20.9%

Fair Value Estimates

Graham Number $37.37

Graham Upside 16.7%

Lynch Fair Value $12.90

Lynch Upside -59.7%

Price Target $31

Price Target Upside -3.2%

Cash Flow

Operating Cash Flow $22.58M

Free Cash Flow $22.37M

Adj. Free Cash Flow $22.37M

FCF Per Share $2.44

OCF Per Share $2.48

OCF/S Ratio 21.7%

Income Statement

Revenue $84.09M

Gross Profit $61.82M

Operating Income $28.73M

EBITDA $29.79M

Net Income $22.96M

EPS (Diluted) $2.58

Revenue / Employee $322.19K

Profit / Employee $87.98K

Employees 261

Dividends

Annual Dividend $0.92

Dividend Yield 2.87%

Payout Ratio 35.7%

FCF Payout Ratio 33.3%

Adj. FCF Payout Ratio 33.3%

Dividend Growth (YoY) 15.0%

Pay Frequency Quarterly

Ex-Dividend Date Aug 31, 2026