Atlanticus Corporation

ATLCP | NASDAQ

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$23.79

-$0.22 (-0.92%)

At close: Sep 22, 2026, 3:59 PM ET

$23.79

$0 (0.00%)

After-hours: Sep 22, 2026, 4:10 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $1.66B

Enterprise Value $4.13B

Beta 2.05

Average Volume N/A

Shares Outstanding (Diluted) 19.19M

Shares Change YoY 2.02%

Institutional Ownership N/A

Exchange N/A

ISIN N/A

Price Performance

Price Change 1M N/A

Price Change 3M N/A

Price Change 6M N/A

Price Change YTD N/A

Price Change 1Y N/A

Price Change 3Y N/A

Price Change 5Y N/A

1M CAGR (ann.) 0.0%

1Y CAGR (ann.) 5.3%

5Y CAGR (ann.) 8.1%

All-Time CAGR 8.1%

Valuation

PE Ratio 4.22

Forward PE 6.67

PEG Ratio 0.26

Forward PEG 0.27

PS Ratio 1.37

Forward PS 0.50

PB Ratio 2.75

P/FCF Ratio 3.37

P/Adj. FCF Ratio 3.39

P/OCF Ratio 0.39

EV/Sales 3.40

EV/EBIT 15.55

EV/EBITDA 15.34

EV/FCF 8.37

Earnings Yield 23.7%

FCF Yield 29.7%

Adj. FCF Yield 29.5%

Financial Health

Net Debt $2.44B

Total Debt $2.8B

Cash & Short-Term Investments $483.24M

Total Assets $3.64B

Current Ratio 14.90

Quick Ratio 14.90

Debt / Equity Ratio 8.48

Debt / EBITDA 10.40

Debt / FCF 5.68

OCF / Debt 0.18

Interest Coverage 0.66

Altman Z-Score 1.27

Piotroski F-Score 4

Margins & Profitability

Gross Profit Margin 82.9%

Operating Profit Margin 13.8%

EBITDA Margin 18.6%

Net Profit Margin 9.3%

FCF Margin 40.6%

Adj. FCF Margin 40.3%

SBC / Revenue 0.4%

SBC Impact (per share) -0.8%

Returns

Return on Assets 2.1%

Return on Equity 23.1%

Return on Invested Capital 3.0%

Return on Capital Employed 3.9%

Return on Tangible Assets 2.1%

Historical Growth (CAGR)

Revenue CAGR 3Y 46.5%

Revenue CAGR 5Y 25.1%

Revenue CAGR 10Y 31.3%

EPS CAGR 3Y -9.6%

EPS CAGR 5Y 21.4%

EPS CAGR 10Y 9.2%

FCF CAGR 3Y 27.1%

FCF CAGR 5Y 28.0%

FCF CAGR 10Y 28.9%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 0

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Nov 4, 2026

EPS Estimate (next Q) $2.69

EPS Growth Est (next Q) 106.9%

Revenue Est (next Q) $772.69M

Revenue Growth Est (next Q) 56.0%

Fair Value Estimates

Graham Number $79.01

Graham Upside 229.1%

Lynch Fair Value $121.65

Lynch Upside 406.7%

Price Target N/A

Price Target Upside N/A

Cash Flow

Operating Cash Flow $499.23M

Free Cash Flow $492.94M

Adj. Free Cash Flow $489.21M

FCF Per Share $61.92

OCF Per Share $61.95

OCF/S Ratio 56.6%

Income Statement

Revenue $1.21B

Gross Profit $1.42B

Operating Income $167.68M

EBITDA $269.2M

Net Income $122.94M

EPS (Diluted) $5.69

Revenue / Employee N/A

Profit / Employee N/A

Employees N/A

Dividends

Annual Dividend $1.91

Dividend Yield 7.96%

Payout Ratio 33.5%

FCF Payout Ratio 4.3%

Adj. FCF Payout Ratio 4.3%

Dividend Growth (YoY) 0.0%

Pay Frequency Quarterly

Ex-Dividend Date Aug 31, 2026