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Alerus Financial Corporation

ALRS | NASDAQ
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$32.44
-$0.31 (-0.95%)
At close: Sep 21, 2026, 4:00 PM ET
$32.44
$0 (0.00%)
After-hours: Sep 21, 2026, 7:30 PM ET

Market Data

Market Cap
$822.96M
Enterprise Value
$1.11B
Beta
0.68
Average Volume
208.53K
Shares Outstanding (Diluted)
25.4M
Shares Change YoY
-0.99%
Institutional Ownership
62.34%
Exchange
NASDAQ
ISIN
US01446U1034

Price Performance

Price Change 1M
-1.3%
Price Change 3M
6.8%
Price Change 6M
34.1%
Price Change YTD
44.5%
Price Change 1Y
41.3%
Price Change 3Y
82.9%
Price Change 5Y
9.6%
1M CAGR (ann.)
-2.5%
1Y CAGR (ann.)
49.0%
5Y CAGR (ann.)
7.0%
All-Time CAGR
8.5%

Valuation

PE Ratio
-51.49
Forward PE
11.65
PEG Ratio
-0.99
Forward PEG
-4.58
PS Ratio
2.45
Forward PS
2.60
PB Ratio
1.40
P/FCF Ratio
9.41
P/Adj. FCF Ratio
9.73
P/OCF Ratio
8.63
EV/Sales
3.34
EV/EBIT
32.20
EV/EBITDA
22.23
EV/FCF
12.82
Earnings Yield
-1.9%
FCF Yield
10.6%
Adj. FCF Yield
10.3%

Financial Health

Net Debt
$295.23M
Total Debt
$404.24M
Cash & Short-Term Investments
$109.01M
Total Assets
$5.29B
Current Ratio
0.37
Quick Ratio
0.37
Debt / Equity Ratio
0.77
Debt / EBITDA
8.09
Debt / FCF
4.67
OCF / Debt
0.22
Interest Coverage
0.35
Altman Z-Score
0.22
Piotroski F-Score
5

Margins & Profitability

Gross Profit Margin
72.0%
Operating Profit Margin
10.4%
EBITDA Margin
15.0%
Net Profit Margin
8.3%
FCF Margin
26.0%
Adj. FCF Margin
25.2%
SBC / Revenue
0.9%
SBC Impact (per share)
-3.3%

Returns

Return on Assets
0.5%
Return on Equity
4.9%
Return on Invested Capital
6.9%
Return on Capital Employed
0.7%
Return on Tangible Assets
0.5%

Historical Growth (CAGR)

Revenue CAGR 3Y
10.3%
Revenue CAGR 5Y
5.8%
Revenue CAGR 10Y
8.4%
EPS CAGR 3Y
-104.3%
EPS CAGR 5Y
-56.1%
EPS CAGR 10Y
-9.2%
FCF CAGR 3Y
11.4%
FCF CAGR 5Y
11.5%
FCF CAGR 10Y
20.9%

Analyst Forecasts

Analyst Rating
Hold
Analyst Count
5
EPS Growth Next 3Y
N/A
Revenue Growth Next 3Y
N/A
Earnings Date
Oct 28, 2026
EPS Estimate (next Q)
$0.67
EPS Growth Est (next Q)
1.5%
Revenue Est (next Q)
$76.72M
Revenue Growth Est (next Q)
7.2%

Fair Value Estimates

Graham Number
N/A
Graham Upside
N/A
Lynch Fair Value
N/A
Lynch Upside
N/A
Price Target
$36.67
Price Target Upside
13.0%

Cash Flow

Operating Cash Flow
$87.63M
Free Cash Flow
$86.61M
Adj. Free Cash Flow
$83.76M
FCF Per Share
$3.92
OCF Per Share
$3.76
OCF/S Ratio
28.7%

Income Statement

Revenue
$332.73M
Gross Profit
$239.72M
Operating Income
$34.49M
EBITDA
$49.96M
Net Income
$27.71M
EPS (Diluted)
-$0.63
Revenue / Employee
$394.69K
Profit / Employee
$32.87K
Employees
843

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