Alerus Financial Corporation
ALRS | NASDAQ
$32.44
-$0.31 (-0.95%)
At close: Sep 21, 2026, 4:00 PM ET
$32.44
$0 (0.00%)
After-hours:
Sep 21, 2026, 7:30 PM ET
Market Data
Market Cap $822.96M
Enterprise Value $1.11B
Beta 0.68
Average Volume 208.53K
Shares Outstanding (Diluted) 25.4M
Shares Change YoY -0.99%
Institutional Ownership 62.34%
Exchange NASDAQ
ISIN US01446U1034
Price Performance
Price Change 1M -1.3%
Price Change 3M 6.8%
Price Change 6M 34.1%
Price Change YTD 44.5%
Price Change 1Y 41.3%
Price Change 3Y 82.9%
Price Change 5Y 9.6%
1M CAGR (ann.) -2.5%
1Y CAGR (ann.) 49.0%
5Y CAGR (ann.) 7.0%
All-Time CAGR 8.5%
Valuation
PE Ratio -51.49
Forward PE 11.65
PEG Ratio -0.99
Forward PEG -4.58
PS Ratio 2.45
Forward PS 2.60
PB Ratio 1.40
P/FCF Ratio 9.41
P/Adj. FCF Ratio 9.73
P/OCF Ratio 8.63
EV/Sales 3.34
EV/EBIT 32.20
EV/EBITDA 22.23
EV/FCF 12.82
Earnings Yield -1.9%
FCF Yield 10.6%
Adj. FCF Yield 10.3%
Financial Health
Net Debt $295.23M
Total Debt $404.24M
Cash & Short-Term Investments $109.01M
Total Assets $5.29B
Current Ratio 0.37
Quick Ratio 0.37
Debt / Equity Ratio 0.77
Debt / EBITDA 8.09
Debt / FCF 4.67
OCF / Debt 0.22
Interest Coverage 0.35
Altman Z-Score 0.22
Piotroski F-Score 5
Margins & Profitability
Gross Profit Margin 72.0%
Operating Profit Margin 10.4%
EBITDA Margin 15.0%
Net Profit Margin 8.3%
FCF Margin 26.0%
Adj. FCF Margin 25.2%
SBC / Revenue 0.9%
SBC Impact (per share) -3.3%
Returns
Return on Assets 0.5%
Return on Equity 4.9%
Return on Invested Capital 6.9%
Return on Capital Employed 0.7%
Return on Tangible Assets 0.5%
Historical Growth (CAGR)
Revenue CAGR 3Y 10.3%
Revenue CAGR 5Y 5.8%
Revenue CAGR 10Y 8.4%
EPS CAGR 3Y -104.3%
EPS CAGR 5Y -56.1%
EPS CAGR 10Y -9.2%
FCF CAGR 3Y 11.4%
FCF CAGR 5Y 11.5%
FCF CAGR 10Y 20.9%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 5
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Oct 28, 2026
EPS Estimate (next Q) $0.67
EPS Growth Est (next Q) 1.5%
Revenue Est (next Q) $76.72M
Revenue Growth Est (next Q) 7.2%
Fair Value Estimates
Graham Number N/A
Graham Upside N/A
Lynch Fair Value N/A
Lynch Upside N/A
Price Target $36.67
Price Target Upside 13.0%
Cash Flow
Operating Cash Flow $87.63M
Free Cash Flow $86.61M
Adj. Free Cash Flow $83.76M
FCF Per Share $3.92
OCF Per Share $3.76
OCF/S Ratio 28.7%
Income Statement
Revenue $332.73M
Gross Profit $239.72M
Operating Income $34.49M
EBITDA $49.96M
Net Income $27.71M
EPS (Diluted) -$0.63
Revenue / Employee $394.69K
Profit / Employee $32.87K
Employees 843
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