Jack Henry & Associates Inc.

JKHY | NASDAQ

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$151.56

-$3.29 (-2.12%)

At close: Sep 21, 2026, 4:00 PM ET

$150.71

-$0.85 (-0.56%)

After-hours: Sep 21, 2026, 7:57 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $11B

Enterprise Value $10.8B

Beta 0.56

Average Volume 1.36M

Shares Outstanding (Diluted) 72.04M

Shares Change YoY -1.32%

Institutional Ownership N/A

Exchange NASDAQ

ISIN US4262811015

Price Performance

Price Change 1M -9.2%

Price Change 3M 21.0%

Price Change 6M -3.7%

Price Change YTD -15.0%

Price Change 1Y 0.1%

Price Change 3Y 2.5%

Price Change 5Y -11.6%

1M CAGR (ann.) -1.0%

1Y CAGR (ann.) -1.6%

5Y CAGR (ann.) -0.5%

All-Time CAGR 12.0%

Valuation

PE Ratio 21.74

Forward PE 20.89

PEG Ratio 1.90

Forward PEG 2.37

PS Ratio 4.23

Forward PS 4.00

PB Ratio 5.25

P/FCF Ratio 15.50

P/Adj. FCF Ratio 15.83

P/OCF Ratio 14.33

EV/Sales 4.24

EV/EBIT 17.81

EV/EBITDA 13.17

EV/FCF 15.54

Earnings Yield 4.6%

FCF Yield 6.5%

Adj. FCF Yield 6.3%

Financial Health

Net Debt $27.94M

Total Debt $40M

Cash & Short-Term Investments $12.06M

Total Assets $3.15B

Current Ratio 1.17

Quick Ratio 1.17

Debt / Equity Ratio 0.02

Debt / EBITDA 0.05

Debt / FCF 0.06

OCF / Debt 19.05

Interest Coverage 117.13

Altman Z-Score 17.48

Piotroski F-Score 7

Margins & Profitability

Gross Profit Margin 43.6%

Operating Profit Margin 24.8%

EBITDA Margin 34.0%

Net Profit Margin 19.9%

FCF Margin 27.3%

Adj. FCF Margin 26.7%

SBC / Revenue 0.9%

SBC Impact (per share) -2.1%

Returns

Return on Assets 16.0%

Return on Equity 23.5%

Return on Invested Capital 18.8%

Return on Capital Employed 24.4%

Return on Tangible Assets 31.4%

Historical Growth (CAGR)

Revenue CAGR 3Y 7.0%

Revenue CAGR 5Y 7.7%

Revenue CAGR 10Y 6.5%

EPS CAGR 3Y 11.6%

EPS CAGR 5Y 11.1%

EPS CAGR 10Y 8.4%

FCF CAGR 3Y 38.7%

FCF CAGR 5Y 18.0%

FCF CAGR 10Y 12.0%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 24

EPS Growth Next 3Y 8.4%

Revenue Growth Next 3Y 6.7%

Earnings Date Nov 2, 2026

EPS Estimate (next Q) $2.07

EPS Growth Est (next Q) 5.1%

Revenue Est (next Q) $685.11M

Revenue Growth Est (next Q) 6.3%

Fair Value Estimates

Graham Number $66.83

Graham Upside -55.9%

Lynch Fair Value $77.30

Lynch Upside -49.0%

Price Target $187.91

Price Target Upside 24.0%

Cash Flow

Operating Cash Flow $761.96M

Free Cash Flow $694.86M

Adj. Free Cash Flow $680.35M

FCF Per Share $9.65

OCF Per Share $10.58

OCF/S Ratio 30.1%

Income Statement

Revenue $2.54B

Gross Profit $1.11B

Operating Income $630.97M

EBITDA $819.48M

Net Income $502.78M

EPS (Diluted) $6.97

Revenue / Employee $348.54K

Profit / Employee $68.87K

Employees 7,300

Dividends

Annual Dividend $2.41

Dividend Yield 1.59%

Payout Ratio 34.6%

FCF Payout Ratio 24.5%

Adj. FCF Payout Ratio 25.1%

Dividend Growth (YoY) 5.2%

Pay Frequency Quarterly

Ex-Dividend Date Sep 3, 2026