Univest Financial Corporation

UVSP | NASDAQ

Price Alert Chart Builder DCF Calculator

$42.15

-$0.33 (-0.78%)

At close: Sep 21, 2026, 4:00 PM ET

$42.15

$0 (0.00%)

After-hours: Sep 21, 2026, 7:30 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $1.17B

Enterprise Value $1.35B

Beta 0.64

Average Volume 221.05K

Shares Outstanding (Diluted) 27.99M

Shares Change YoY -3.64%

Institutional Ownership 79.76%

Exchange NASDAQ

ISIN US9152711001

Price Performance

Price Change 1M 1.1%

Price Change 3M -1.7%

Price Change 6M 25.1%

Price Change YTD 30.6%

Price Change 1Y 36.6%

Price Change 3Y 147.1%

Price Change 5Y 57.9%

1M CAGR (ann.) -2.9%

1Y CAGR (ann.) 42.5%

5Y CAGR (ann.) 14.0%

All-Time CAGR 5.8%

Valuation

PE Ratio 12.15

Forward PE 10.37

PEG Ratio 0.45

Forward PEG 3.86

PS Ratio 2.23

Forward PS 3.10

PB Ratio 1.22

P/FCF Ratio 11.60

P/Adj. FCF Ratio 12.19

P/OCF Ratio 10.75

EV/Sales 2.60

EV/EBIT 11.01

EV/EBITDA 10.68

EV/FCF 13.49

Earnings Yield 8.2%

FCF Yield 8.6%

Adj. FCF Yield 8.2%

Financial Health

Net Debt $163.33M

Total Debt $269.68M

Cash & Short-Term Investments $79.49M

Total Assets $8.2B

Current Ratio 4.22

Quick Ratio 4.22

Debt / Equity Ratio 0.28

Debt / EBITDA 2.13

Debt / FCF 2.69

OCF / Debt 0.40

Interest Coverage 0.67

Altman Z-Score 0.33

Piotroski F-Score 8

Margins & Profitability

Gross Profit Margin 63.5%

Operating Profit Margin 23.6%

EBITDA Margin 24.3%

Net Profit Margin 18.9%

FCF Margin 19.2%

Adj. FCF Margin 18.3%

SBC / Revenue 1.0%

SBC Impact (per share) -4.9%

Returns

Return on Assets 1.2%

Return on Equity 10.4%

Return on Invested Capital 1.2%

Return on Capital Employed 1.5%

Return on Tangible Assets 1.2%

Historical Growth (CAGR)

Revenue CAGR 3Y 9.6%

Revenue CAGR 5Y 12.3%

Revenue CAGR 10Y 13.4%

EPS CAGR 3Y 7.4%

EPS CAGR 5Y 0.9%

EPS CAGR 10Y 9.5%

FCF CAGR 3Y 0.4%

FCF CAGR 5Y 8.9%

FCF CAGR 10Y 11.0%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 6

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 27, 2026

EPS Estimate (next Q) $0.95

EPS Growth Est (next Q) 6.7%

Revenue Est (next Q) $90.55M

Revenue Growth Est (next Q) 8.8%

Fair Value Estimates

Graham Number $51.82

Graham Upside 22.9%

Lynch Fair Value $17.35

Lynch Upside -58.8%

Price Target $32.50

Price Target Upside -22.9%

Cash Flow

Operating Cash Flow $108.04M

Free Cash Flow $100.26M

Adj. Free Cash Flow $95.4M

FCF Per Share $3.71

OCF Per Share $3.92

OCF/S Ratio 20.9%

Income Statement

Revenue $521.13M

Gross Profit $331.13M

Operating Income $122.82M

EBITDA $126.66M

Net Income $98.43M

EPS (Diluted) $3.47

Revenue / Employee $565.83K

Profit / Employee $106.87K

Employees 921

Dividends

Annual Dividend $0.90

Dividend Yield 2.14%

Payout Ratio 25.9%

FCF Payout Ratio 25.4%

Adj. FCF Payout Ratio 26.7%

Dividend Growth (YoY) 4.7%

Pay Frequency Quarterly

Ex-Dividend Date Aug 4, 2026