USCB Financial Inc.

USCB | NASDAQ

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$23.08

-$0.05 (-0.22%)

At close: Sep 21, 2026, 4:00 PM ET

$23.08

$0 (0.00%)

After-hours: Sep 21, 2026, 7:30 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

Fiscal Year Period Ending	FY 2025 Dec 30, 2025	FY 2024 Dec 30, 2024	FY 2023 Dec 30, 2023	FY 2022 Dec 30, 2022	FY 2021 Dec 30, 2021	FY 2020 Dec 30, 2020
Revenue	152.08M	143.97M	108.42M	76.17M	63.94M	58.73M
Cost of Revenue	63.67M	64.45M	44.82M	9.93M	4.07M	12.29M
Gross Profit	88.41M	79.52M	63.6M	66.23M	59.87M	46.44M
Operating Income	35.92M	32.48M	21.8M	27.09M	27.68M	13.41M
Interest Income	145.49M	131.23M	101.02M	71.1M	56.72M	52.63M
Pretax Income	35.92M	32.48M	21.8M	27.09M	27.68M	13.41M
Net Income	26.1M	24.67M	16.55M	20.14M	21.08M	10.82M
Selling & General & Admin	39.37M	28.79M	24.43M	23.94M	21.44M	21.43M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	13.12M	18.25M	17.38M	15.21M	10.76M	11.61M
Operating Expenses	52.49M	47.04M	41.81M	39.15M	32.19M	33.04M
Interest Expense	61.86M	61.3M	42.45M	7.44M	4.23M	9.04M
Selling & Marketing Expenses	9.29M	n/a	n/a	n/a	n/a	n/a
Cost & Expenses	116.16M	111.5M	86.62M	49.08M	36.26M	45.32M
Income Tax Expense	9.82M	7.8M	5.25M	6.94M	6.6M	2.59M
Shares Outstanding (Basic)	18.12M	19.68M	19.62M	20M	19.45M	19.38M
Shares Outstanding (Diluted)	18.35M	19.83M	19.69M	20.18M	19.57M	19.38M
EPS (Basic)	1.34	1.25	0.84	1.01	-6.72	0.41
EPS (Diluted)	1.30	1.24	0.84	1	-6.72	0.41
EBITDA	36.37M	33.06M	22.39M	27.77M	28.71M	14.68M
EBIT	35.92M	32.48M	21.8M	27.09M	27.68M	13.41M
Depreciation & Amortization	456K	587K	590K	688K	1.03M	1.27M