Third Coast Bancshares Inc.
TCBX | NYSE
$44.05
-$0.32 (-0.72%)
At close: Sep 21, 2026, 4:00 PM ET
$44.05
$0 (0.00%)
After-hours:
Sep 21, 2026, 6:40 PM ET
Market Data
Market Cap $625.66M
Enterprise Value $-245.07M
Beta 0.64
Average Volume 110.79K
Shares Outstanding (Diluted) N/A
Shares Change YoY -6.12%
Institutional Ownership 67.66%
Exchange NYSE
ISIN US88422P1093
Price Performance
Price Change 1M -3.2%
Price Change 3M 10.5%
Price Change 6M 17.1%
Price Change YTD 17.7%
Price Change 1Y 10.0%
Price Change 3Y 144.3%
Price Change 5Y 75.8%
1M CAGR (ann.) 0.3%
1Y CAGR (ann.) 10.9%
5Y CAGR (ann.) N/A
All-Time CAGR 12.5%
Valuation
PE Ratio 10.96
Forward PE 8.82
PEG Ratio 0.39
Forward PEG 0.99
PS Ratio 1.57
Forward PS 2.20
PB Ratio 0.93
P/FCF Ratio -42.39
P/Adj. FCF Ratio -37.98
P/OCF Ratio 18.59
EV/Sales -0.62
EV/EBIT -3.74
EV/EBITDA -1.73
EV/FCF 16.72
Earnings Yield 9.1%
FCF Yield -2.4%
Adj. FCF Yield -2.6%
Financial Health
Net Cash $866.23M
Total Debt $141.44M
Cash & Short-Term Investments $1.01B
Total Assets $6.74B
Current Ratio 0.18
Quick Ratio 0.18
Debt / Equity Ratio 0.21
Debt / EBITDA 1.00
Debt / FCF -9.65
OCF / Debt 0.01
Interest Coverage 0.27
Altman Z-Score -0.67
Piotroski F-Score 5
Margins & Profitability
Gross Profit Margin 49.8%
Operating Profit Margin 11.8%
EBITDA Margin 14.3%
Net Profit Margin 21.6%
FCF Margin -3.7%
Adj. FCF Margin -4.1%
SBC / Revenue 0.6%
SBC Impact (per share) -11.6%
Returns
Return on Assets 1.1%
Return on Equity 12.6%
Return on Invested Capital 4.4%
Return on Capital Employed 5.7%
Return on Tangible Assets 1.1%
Historical Growth (CAGR)
Revenue CAGR 3Y 21.2%
Revenue CAGR 5Y 33.7%
Revenue CAGR 10Y N/A
EPS CAGR 3Y 26.0%
EPS CAGR 5Y 18.6%
EPS CAGR 10Y N/A
FCF CAGR 3Y -137.9%
FCF CAGR 5Y -3.1%
FCF CAGR 10Y N/A
Analyst Forecasts
Analyst Rating Buy
Analyst Count 5
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Oct 27, 2026
EPS Estimate (next Q) $0.98
EPS Growth Est (next Q) -4.8%
Revenue Est (next Q) $66.8M
Revenue Growth Est (next Q) 22.7%
Fair Value Estimates
Graham Number $66.30
Graham Upside 50.5%
Lynch Fair Value $74.93
Lynch Upside 70.1%
Price Target $49
Price Target Upside 11.2%
Cash Flow
Operating Cash Flow $1.66M
Free Cash Flow $-14.65M
Adj. Free Cash Flow $-16.36M
FCF Per Share $1.14
OCF Per Share $2.37
OCF/S Ratio 9.5%
Income Statement
Revenue $395.84M
Gross Profit $108.15M
Operating Income $46.6M
EBITDA $141.48M
Net Income $74.31M
EPS (Diluted) $4.02
Revenue / Employee $829.86K
Profit / Employee $155.79K
Employees 477
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