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Third Coast Bancshares Inc.

TCBX | NYSE
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$44.05
-$0.32 (-0.72%)
At close: Sep 21, 2026, 4:00 PM ET
$44.05
$0 (0.00%)
After-hours: Sep 21, 2026, 6:40 PM ET

Market Data

Market Cap
$625.66M
Enterprise Value
$-245.07M
Beta
0.64
Average Volume
110.79K
Shares Outstanding (Diluted)
N/A
Shares Change YoY
-6.12%
Institutional Ownership
67.66%
Exchange
NYSE
ISIN
US88422P1093

Price Performance

Price Change 1M
-3.2%
Price Change 3M
10.5%
Price Change 6M
17.1%
Price Change YTD
17.7%
Price Change 1Y
10.0%
Price Change 3Y
144.3%
Price Change 5Y
75.8%
1M CAGR (ann.)
0.3%
1Y CAGR (ann.)
10.9%
5Y CAGR (ann.)
N/A
All-Time CAGR
12.5%

Valuation

PE Ratio
10.96
Forward PE
8.82
PEG Ratio
0.39
Forward PEG
0.99
PS Ratio
1.57
Forward PS
2.20
PB Ratio
0.93
P/FCF Ratio
-42.39
P/Adj. FCF Ratio
-37.98
P/OCF Ratio
18.59
EV/Sales
-0.62
EV/EBIT
-3.74
EV/EBITDA
-1.73
EV/FCF
16.72
Earnings Yield
9.1%
FCF Yield
-2.4%
Adj. FCF Yield
-2.6%

Financial Health

Net Cash
$866.23M
Total Debt
$141.44M
Cash & Short-Term Investments
$1.01B
Total Assets
$6.74B
Current Ratio
0.18
Quick Ratio
0.18
Debt / Equity Ratio
0.21
Debt / EBITDA
1.00
Debt / FCF
-9.65
OCF / Debt
0.01
Interest Coverage
0.27
Altman Z-Score
-0.67
Piotroski F-Score
5

Margins & Profitability

Gross Profit Margin
49.8%
Operating Profit Margin
11.8%
EBITDA Margin
14.3%
Net Profit Margin
21.6%
FCF Margin
-3.7%
Adj. FCF Margin
-4.1%
SBC / Revenue
0.6%
SBC Impact (per share)
-11.6%

Returns

Return on Assets
1.1%
Return on Equity
12.6%
Return on Invested Capital
4.4%
Return on Capital Employed
5.7%
Return on Tangible Assets
1.1%

Historical Growth (CAGR)

Revenue CAGR 3Y
21.2%
Revenue CAGR 5Y
33.7%
Revenue CAGR 10Y
N/A
EPS CAGR 3Y
26.0%
EPS CAGR 5Y
18.6%
EPS CAGR 10Y
N/A
FCF CAGR 3Y
-137.9%
FCF CAGR 5Y
-3.1%
FCF CAGR 10Y
N/A

Analyst Forecasts

Analyst Rating
Buy
Analyst Count
5
EPS Growth Next 3Y
N/A
Revenue Growth Next 3Y
N/A
Earnings Date
Oct 27, 2026
EPS Estimate (next Q)
$0.98
EPS Growth Est (next Q)
-4.8%
Revenue Est (next Q)
$66.8M
Revenue Growth Est (next Q)
22.7%

Fair Value Estimates

Graham Number
$66.30
Graham Upside
50.5%
Lynch Fair Value
$74.93
Lynch Upside
70.1%
Price Target
$49
Price Target Upside
11.2%

Cash Flow

Operating Cash Flow
$1.66M
Free Cash Flow
$-14.65M
Adj. Free Cash Flow
$-16.36M
FCF Per Share
$1.14
OCF Per Share
$2.37
OCF/S Ratio
9.5%

Income Statement

Revenue
$395.84M
Gross Profit
$108.15M
Operating Income
$46.6M
EBITDA
$141.48M
Net Income
$74.31M
EPS (Diluted)
$4.02
Revenue / Employee
$829.86K
Profit / Employee
$155.79K
Employees
477

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