SmartFinancial Inc.

SMBK | NYSE

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$51.83

+$0.14 (+0.27%)

Sep 21, 2026, 12:08 PM ET · Market open

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

+0.27%

(1D)

Rating

Updated: Aug 15, 2026

Fundamentals Average

Market Sentiment Bullish

Moat None

Full Analysis

Key Statistics

Market Data

Market Cap $886.21M

1D Range

51.61 52.10

52W Range

33.01 54.14

Valuation (TTM)

PE 15.25

PB 1.53

EV/EBITDA 8.12

Valuation (NTM)

Forward PE 12.30

Forward PEG 1.25

Price Target $53

Cash Flow

FCF Yield 6.1%

SBC Adj. FCF Yield 5.9%

SBC Impact -3.5%

Margins

Gross Margin 63.0%

Operating Margin 21.4%

FCF Margin 16.3%

Growth (CAGR)

Revenue 3Y | 5Y 14.2% | 19.1%

Dil EPS 3Y | 5Y 8.6% | 8.6%

FCF 3Y | 5Y 6.7% | 10.9%

Returns

ROA 0.9%

ROE 10.3%

ROIC 0.9%

Financial Health

Net Cash

$279.98M

Current Ratio 260.57

Interest Coverage 0.59

Dividends

Div Yield 0.66%

Payout Ratio 10.0%

FCF Payout Ratio 10.1%

All Key Statistics

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Profile

SmartFinancial, Inc. functions as the parent entity for SmartBank, which offers a broad spectrum of financial solutions to both individual clients and corporate entities. The company's operations are ...

Sector Financial Services

Industry Banks - Regional

Employees 585

IPO Date Oct 6, 2003

Website www.smartbank.com

Fiscal Year January - December

Full Company Profile

Latest News

No news articles available yet.

Earnings

Next Earnings

Oct 20, 2026

EPS Est

Pro

Rev Est

Pro

Earnings Details ➞

Analyst Summary

# of Analysts

Consensus

Hold

Price Target

$54

Upside

+4.19%

Buy (1)

Hold (2)

Sell (0)

Analyst Details ➞