Rhinebeck Bancorp Inc.
RBKB | NASDAQ
$13.03
+$0.04 (+0.31%)
At close: Sep 21, 2026, 4:00 PM ET
$13.03
$0 (0.00%)
After-hours:
Sep 21, 2026, 7:30 PM ET
Market Data
Market Cap $203.14M
Enterprise Value $21.73M
Beta 0.18
Average Volume 95.44K
Shares Outstanding (Diluted) 10.97M
Shares Change YoY 0.15%
Institutional Ownership 28.98%
Exchange NASDAQ
ISIN US7620932019
Price Performance
Price Change 1M 1.8%
Price Change 3M -24.4%
Price Change 6M -14.3%
Price Change YTD 8.8%
Price Change 1Y 10.2%
Price Change 3Y 87.5%
Price Change 5Y 19.9%
1M CAGR (ann.) 3.8%
1Y CAGR (ann.) 47.8%
5Y CAGR (ann.) 10.9%
All-Time CAGR 5.8%
Valuation
PE Ratio 14.48
Forward PE N/A
PEG Ratio 0.03
Forward PEG 0.03
PS Ratio 3.36
Forward PS N/A
PB Ratio 1.46
P/FCF Ratio 20.22
P/Adj. FCF Ratio 20.47
P/OCF Ratio 10.02
EV/Sales 0.36
EV/EBIT 3.47
EV/EBITDA 3.35
EV/FCF 2.16
Earnings Yield 6.9%
FCF Yield 4.9%
Adj. FCF Yield 4.9%
Financial Health
Net Cash $182.03M
Total Debt $10.31M
Cash & Short-Term Investments $192.34M
Total Assets $1.47B
Current Ratio 0.15
Quick Ratio 0.15
Debt / Equity Ratio 0.07
Debt / EBITDA 1.59
Debt / FCF 1.02
OCF / Debt 1.06
Interest Coverage 0.28
Altman Z-Score -0.65
Piotroski F-Score 7
Margins & Profitability
Gross Profit Margin 60.4%
Operating Profit Margin 10.3%
EBITDA Margin 10.7%
Net Profit Margin 16.3%
FCF Margin 16.6%
Adj. FCF Margin 16.4%
SBC / Revenue 0.1%
SBC Impact (per share) -1.2%
Returns
Return on Assets 0.7%
Return on Equity 7.2%
Return on Invested Capital -3.1%
Return on Capital Employed 3.6%
Return on Tangible Assets 0.7%
Historical Growth (CAGR)
Revenue CAGR 3Y -0.1%
Revenue CAGR 5Y 2.8%
Revenue CAGR 10Y 10.0%
EPS CAGR 3Y 25.1%
EPS CAGR 5Y 1.1%
EPS CAGR 10Y 15.9%
FCF CAGR 3Y 1.0%
FCF CAGR 5Y -3.5%
FCF CAGR 10Y 6.2%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 0
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Jul 22, 2026
EPS Estimate (next Q) N/A
EPS Growth Est (next Q) N/A
Revenue Est (next Q) N/A
Revenue Growth Est (next Q) N/A
Fair Value Estimates
Graham Number $16.15
Graham Upside 23.9%
Lynch Fair Value $4.50
Lynch Upside -65.5%
Price Target N/A
Price Target Upside N/A
Cash Flow
Operating Cash Flow $10.95M
Free Cash Flow $10.08M
Adj. Free Cash Flow $9.95M
FCF Per Share $1.30
OCF Per Share $1.30
OCF/S Ratio 23.3%
Income Statement
Revenue $60.59M
Gross Profit $36.59M
Operating Income $6.27M
EBITDA $6.5M
Net Income $9.86M
EPS (Diluted) $0.90
Revenue / Employee $383.46K
Profit / Employee $62.42K
Employees 158
Add to Watchlist
Select watchlists to add or remove RBKB