Principal Financial Group Inc.
PFG | NASDAQ
$116.44
-$1.23 (-1.05%)
Sep 21, 2026, 11:06 AM ET · Market open
Market Data
Market Cap $25.19B
Enterprise Value $24.27B
Beta 0.87
Average Volume 1.32M
Shares Outstanding (Diluted) 218.7M
Shares Change YoY -3.44%
Institutional Ownership 76.52%
Exchange NASDAQ
ISIN US74251V1026
Price Performance
Price Change 1M 3.8%
Price Change 3M 5.8%
Price Change 6M 36.0%
Price Change YTD 31.6%
Price Change 1Y 43.9%
Price Change 3Y 57.9%
Price Change 5Y 82.6%
1M CAGR (ann.) 2.7%
1Y CAGR (ann.) 50.5%
5Y CAGR (ann.) 16.7%
All-Time CAGR 7.1%
Valuation
PE Ratio 16.74
Forward PE 10.78
PEG Ratio 0.43
Forward PEG 1.95
PS Ratio 1.61
Forward PS 1.40
PB Ratio 2.07
P/FCF Ratio 5.19
P/Adj. FCF Ratio 5.21
P/OCF Ratio 5.13
EV/Sales 1.55
EV/EBIT 12.75
EV/EBITDA 12.77
EV/FCF 5.00
Earnings Yield 6.0%
FCF Yield 19.3%
Adj. FCF Yield 19.2%
Financial Health
Net Cash $918.9M
Total Debt $4.34B
Cash & Short-Term Investments $5.26B
Total Assets $333.96B
Current Ratio 0.30
Quick Ratio 0.30
Debt / Equity Ratio 0.36
Debt / EBITDA 2.28
Debt / FCF 0.89
OCF / Debt 1.15
Interest Coverage 190.32
Altman Z-Score 0.15
Piotroski F-Score 7
Margins & Profitability
Gross Profit Margin 48.5%
Operating Profit Margin 12.1%
EBITDA Margin 12.1%
Net Profit Margin 9.9%
FCF Margin 30.9%
Adj. FCF Margin 30.8%
SBC / Revenue -0.1%
SBC Impact (per share) -0.4%
Returns
Return on Assets 0.4%
Return on Equity 13.0%
Return on Invested Capital -19.3%
Return on Capital Employed 0.6%
Return on Tangible Assets 0.4%
Historical Growth (CAGR)
Revenue CAGR 3Y 3.6%
Revenue CAGR 5Y 2.6%
Revenue CAGR 10Y 2.6%
EPS CAGR 3Y 4.4%
EPS CAGR 5Y 4.1%
EPS CAGR 10Y 5.2%
FCF CAGR 3Y 6.5%
FCF CAGR 5Y 12.3%
FCF CAGR 10Y 1.4%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 25
EPS Growth Next 3Y 20.2%
Revenue Growth Next 3Y 8.0%
Earnings Date Oct 25, 2026
EPS Estimate (next Q) $2.53
EPS Growth Est (next Q) 20.5%
Revenue Est (next Q) $4.25B
Revenue Growth Est (next Q) 15.3%
Fair Value Estimates
Graham Number $96.55
Graham Upside -17.9%
Lynch Fair Value $35.15
Lynch Upside -70.1%
Price Target $108.67
Price Target Upside -7.6%
Cash Flow
Operating Cash Flow $5.01B
Free Cash Flow $4.85B
Adj. Free Cash Flow $4.83B
FCF Per Share $22.19
OCF Per Share $22.92
OCF/S Ratio 31.9%
Income Statement
Revenue $15.69B
Gross Profit $7.62B
Operating Income $1.9B
EBITDA $1.9B
Net Income $1.55B
EPS (Diluted) $7.03
Revenue / Employee $796.61K
Profit / Employee $78.53K
Employees 19,700
Dividends
Annual Dividend $3.25
Dividend Yield 2.76%
Payout Ratio 46.2%
FCF Payout Ratio 14.3%
Adj. FCF Payout Ratio 14.4%
Dividend Growth (YoY) 7.6%
Pay Frequency Quarterly
Ex-Dividend Date Sep 2, 2026
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