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Nelnet Inc.

NNI | NYSE
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$127
+$0.93 (+0.74%)
Sep 21, 2026, 12:38 PM ET · Market open

Market Data

Market Cap
$4.53B
Enterprise Value
$4.48B
Beta
0.76
Average Volume
134.59K
Shares Outstanding (Diluted)
36.04M
Shares Change YoY
-1.23%
Institutional Ownership
32.30%
Exchange
NYSE
ISIN
US64031N1081

Price Performance

Price Change 1M
1.3%
Price Change 3M
-2.8%
Price Change 6M
-2.1%
Price Change YTD
-2.3%
Price Change 1Y
-1.8%
Price Change 3Y
40.2%
Price Change 5Y
58.7%
1M CAGR (ann.)
-6.3%
1Y CAGR (ann.)
1.7%
5Y CAGR (ann.)
10.7%
All-Time CAGR
9.2%

Valuation

PE Ratio
15.13
Forward PE
14.50
PEG Ratio
-1.95
Forward PEG
1.04
PS Ratio
2.62
Forward PS
2.60
PB Ratio
1.20
P/FCF Ratio
10.64
P/Adj. FCF Ratio
10.87
P/OCF Ratio
11.33
EV/Sales
2.59
EV/EBIT
9.22
EV/EBITDA
6.53
EV/FCF
10.53
Earnings Yield
6.6%
FCF Yield
9.4%
Adj. FCF Yield
9.2%

Financial Health

Net Cash
$46.78M
Total Debt
$0
Cash & Short-Term Investments
$46.78M
Total Assets
$14.28B
Current Ratio
0.74
Quick Ratio
0.74
Debt / Equity Ratio
1.87
Debt / EBITDA
0.00
Debt / FCF
0.00
OCF / Debt
N/A
Interest Coverage
1.23
Altman Z-Score
0.78
Piotroski F-Score
6

Margins & Profitability

Gross Profit Margin
82.7%
Operating Profit Margin
31.1%
EBITDA Margin
28.3%
Net Profit Margin
16.3%
FCF Margin
24.6%
Adj. FCF Margin
24.1%
SBC / Revenue
0.5%
SBC Impact (per share)
-2.1%

Returns

Return on Assets
2.1%
Return on Equity
8.2%
Return on Invested Capital
3.5%
Return on Capital Employed
5.2%
Return on Tangible Assets
2.2%

Historical Growth (CAGR)

Revenue CAGR 3Y
-2.8%
Revenue CAGR 5Y
6.0%
Revenue CAGR 10Y
5.0%
EPS CAGR 3Y
18.0%
EPS CAGR 5Y
-9.0%
EPS CAGR 10Y
6.0%
FCF CAGR 3Y
8.1%
FCF CAGR 5Y
0.7%
FCF CAGR 10Y
2.3%

Analyst Forecasts

Analyst Rating
Hold
Analyst Count
1
EPS Growth Next 3Y
N/A
Revenue Growth Next 3Y
N/A
Earnings Date
N/A
EPS Estimate (next Q)
N/A
EPS Growth Est (next Q)
N/A
Revenue Est (next Q)
N/A
Revenue Growth Est (next Q)
N/A

Fair Value Estimates

Graham Number
$137.50
Graham Upside
9.1%
Lynch Fair Value
$41.65
Lynch Upside
-67.0%
Price Target
$140
Price Target Upside
11.0%

Cash Flow

Operating Cash Flow
$474.18M
Free Cash Flow
$425.59M
Adj. Free Cash Flow
$416.72M
FCF Per Share
$10.10
OCF Per Share
$11.13
OCF/S Ratio
21.6%

Income Statement

Revenue
$1.73B
Gross Profit
$1.26B
Operating Income
$538.27M
EBITDA
$686.5M
Net Income
$302.24M
EPS (Diluted)
$8.33
Revenue / Employee
$301.01K
Profit / Employee
$52.62K
Employees
5,744

Dividends

Annual Dividend
$1.32
Dividend Yield
1.05%
Payout Ratio
15.8%
FCF Payout Ratio
13.7%
Adj. FCF Payout Ratio
14.0%
Dividend Growth (YoY)
15.8%
Pay Frequency
Quarterly
Ex-Dividend Date
Aug 31, 2026

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