Mercury General Corporation
MCY | NYSE
$100.84
-$0.10 (-0.10%)
Sep 21, 2026, 12:43 PM ET · Market open
Market Data
Market Cap $5.59B
Enterprise Value $4.47B
Beta 0.92
Average Volume 279.79K
Shares Outstanding (Diluted) 55.39M
Shares Change YoY 0%
Institutional Ownership 46.99%
Exchange NYSE
ISIN US5894001008
Price Performance
Price Change 1M -4.0%
Price Change 3M -2.1%
Price Change 6M 15.3%
Price Change YTD 10.0%
Price Change 1Y 27.3%
Price Change 3Y 256.8%
Price Change 5Y 80.3%
1M CAGR (ann.) -5.8%
1Y CAGR (ann.) 31.7%
5Y CAGR (ann.) 15.3%
All-Time CAGR 8.4%
Valuation
PE Ratio 5.97
Forward PE 8.97
PEG Ratio 0.04
Forward PEG -0.51
PS Ratio 0.88
Forward PS 0.80
PB Ratio 1.97
P/FCF Ratio 3.56
P/Adj. FCF Ratio 3.56
P/OCF Ratio 4.21
EV/Sales 0.70
EV/EBIT 3.75
EV/EBITDA 3.46
EV/FCF 2.84
Earnings Yield 16.8%
FCF Yield 28.1%
Adj. FCF Yield 28.1%
Financial Health
Net Cash $181.68M
Total Debt $943.75M
Cash & Short-Term Investments $1.7B
Total Assets $10.54B
Current Ratio 856.31
Quick Ratio 856.31
Debt / Equity Ratio 0.34
Debt / EBITDA 0.73
Debt / FCF 0.60
OCF / Debt 1.75
Interest Coverage 40.12
Altman Z-Score 2.06
Piotroski F-Score 7
Margins & Profitability
Gross Profit Margin 44.8%
Operating Profit Margin 18.4%
EBITDA Margin 20.1%
Net Profit Margin 14.8%
FCF Margin 24.8%
Adj. FCF Margin 24.8%
SBC / Revenue 0.0%
SBC Impact (per share) N/A
Returns
Return on Assets 8.9%
Return on Equity 37.2%
Return on Invested Capital 34.0%
Return on Capital Employed 11.0%
Return on Tangible Assets 8.9%
Historical Growth (CAGR)
Revenue CAGR 3Y 14.3%
Revenue CAGR 5Y 9.2%
Revenue CAGR 10Y 7.0%
EPS CAGR 3Y 56.3%
EPS CAGR 5Y 13.3%
EPS CAGR 10Y 23.8%
FCF CAGR 3Y 91.0%
FCF CAGR 5Y 20.3%
FCF CAGR 10Y 22.8%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 7
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Nov 2, 2026
EPS Estimate (next Q) $3.35
EPS Growth Est (next Q) -13.2%
Revenue Est (next Q) $1.62B
Revenue Growth Est (next Q) 1.9%
Fair Value Estimates
Graham Number $139.61
Graham Upside 38.3%
Lynch Fair Value $225.21
Lynch Upside 123.1%
Price Target $90
Price Target Upside -10.8%
Cash Flow
Operating Cash Flow $1.65B
Free Cash Flow $1.57B
Adj. Free Cash Flow $1.57B
FCF Per Share $22.82
OCF Per Share $23.97
OCF/S Ratio 20.9%
Income Statement
Revenue $6.34B
Gross Profit $3.09B
Operating Income $1.17B
EBITDA $1.29B
Net Income $936.87M
EPS (Diluted) $16.92
Revenue / Employee $1.45M
Profit / Employee $213.9K
Employees 4,380
Dividends
Annual Dividend $1.27
Dividend Yield 1.26%
Payout Ratio 7.5%
FCF Payout Ratio 5.6%
Adj. FCF Payout Ratio 5.6%
Dividend Growth (YoY) 0.0%
Pay Frequency Quarterly
Ex-Dividend Date Sep 9, 2026
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