KB Financial Group Inc.

KB | NYSE

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$128.94

+$2.01 (+1.58%)

Sep 21, 2026, 12:07 PM ET · Market open

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $44.57B

Enterprise Value $200.16T

Beta 0.67

Average Volume 253.69K

Shares Outstanding (Diluted) 357.95M

Shares Change YoY -3.01%

Institutional Ownership 5.54%

Exchange NYSE

ISIN US48241A1051

Price Performance

Price Change 1M 6.2%

Price Change 3M 19.9%

Price Change 6M 23.7%

Price Change YTD 47.2%

Price Change 1Y 50.7%

Price Change 3Y 200.7%

Price Change 5Y 182.7%

1M CAGR (ann.) 4.6%

1Y CAGR (ann.) 52.8%

5Y CAGR (ann.) 29.0%

All-Time CAGR 5.2%

Valuation

PE Ratio 10.64

Forward PE 7.53

PEG Ratio 0.62

Forward PEG 1.27

PS Ratio 1.74

Forward PS 2.90

PB Ratio 1.23

P/FCF Ratio -25.19

P/Adj. FCF Ratio -23.43

P/OCF Ratio -4.58

EV/Sales 5.40

EV/EBIT 21.34

EV/EBITDA 19.89

EV/FCF -78.07

Earnings Yield 9.9%

FCF Yield -4.2%

Adj. FCF Yield -4.5%

Financial Health

Net Debt ₩132.44T

Total Debt ₩153.47T

Cash & Short-Term Investments ₩20.38T

Total Assets ₩817.61T

Current Ratio 0.00

Quick Ratio 0.00

Debt / Equity Ratio 2.60

Debt / EBITDA 15.25

Debt / FCF -59.86

OCF / Debt -0.01

Interest Coverage 0.24

Altman Z-Score 0.21

Piotroski F-Score 5

Margins & Profitability

Gross Profit Margin 52.3%

Operating Profit Margin 25.3%

EBITDA Margin 18.8%

Net Profit Margin 12.0%

FCF Margin -6.9%

Adj. FCF Margin -7.4%

SBC / Revenue 0.1%

SBC Impact (per share) -7.5%

Returns

Return on Assets 0.7%

Return on Equity 10.7%

Return on Invested Capital 0.8%

Return on Capital Employed 1.1%

Return on Tangible Assets 0.7%

Historical Growth (CAGR)

Revenue CAGR 3Y 6.5%

Revenue CAGR 5Y 12.7%

Revenue CAGR 10Y 10.4%

EPS CAGR 3Y 15.5%

EPS CAGR 5Y 10.4%

EPS CAGR 10Y 13.5%

FCF CAGR 3Y -275.7%

FCF CAGR 5Y 119.8%

FCF CAGR 10Y 29.8%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 0

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 28, 2026

EPS Estimate (next Q) $0

EPS Growth Est (next Q) 21.2%

Revenue Est (next Q) $2.48M

Revenue Growth Est (next Q) 11.8%

Fair Value Estimates

Graham Number $173.49

Graham Upside 36.7%

Lynch Fair Value $123.61

Lynch Upside -2.6%

Price Target N/A

Price Target Upside N/A

Cash Flow

Operating Cash Flow ₩-2.14T

Free Cash Flow ₩-2.56T

Adj. Free Cash Flow ₩-2.76T

FCF Per Share -$41,229

OCF Per Share -$40,166

OCF/S Ratio -27.3%

Income Statement

Revenue ₩37.08T

Gross Profit ₩20.94T

Operating Income ₩9.38T

EBITDA ₩10.06T

Net Income ₩6.43T

EPS (Diluted) $17,294

Revenue / Employee $262.99B

Profit / Employee $45.63B

Employees 141

Dividends

Annual Dividend $3.31

Dividend Yield 2.61%

Payout Ratio 0.0%

FCF Payout Ratio -30.2%

Adj. FCF Payout Ratio -28.1%

Dividend Growth (YoY) 35.2%

Pay Frequency Quarterly

Ex-Dividend Date Aug 5, 2026