HomeTrust Bancshares Inc.

HTB | NYSE

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$47.10

+$0.02 (+0.04%)

At close: Sep 21, 2026, 4:00 PM ET

$47.10

$0 (0.00%)

After-hours: Sep 21, 2026, 5:55 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $791.2M

Enterprise Value $548.11M

Beta 0.78

Average Volume 136.89K

Shares Outstanding (Diluted) 16.57M

Shares Change YoY -3.17%

Institutional Ownership N/A

Exchange NYSE

ISIN US4378721041

Price Performance

Price Change 1M 0.7%

Price Change 3M -3.6%

Price Change 6M 12.1%

Price Change YTD 10.0%

Price Change 1Y 11.9%

Price Change 3Y 117.0%

Price Change 5Y 70.3%

1M CAGR (ann.) -8.5%

1Y CAGR (ann.) 16.5%

5Y CAGR (ann.) 12.9%

All-Time CAGR 11.2%

Valuation

PE Ratio 12.36

Forward PE 10.27

PEG Ratio 1.00

Forward PEG 0.60

PS Ratio 5.04

Forward PS 2.30

PB Ratio 1.32

P/FCF Ratio 9.40

P/Adj. FCF Ratio 9.66

P/OCF Ratio 7.82

EV/Sales 3.49

EV/EBIT 6.71

EV/EBITDA 6.23

EV/FCF 6.51

Earnings Yield 8.1%

FCF Yield 10.6%

Adj. FCF Yield 10.3%

Financial Health

Net Cash $243.42M

Total Debt $175M

Cash & Short-Term Investments $418.42M

Total Assets $4.44B

Current Ratio 0.12

Quick Ratio 0.12

Debt / Equity Ratio 0.29

Debt / EBITDA 1.99

Debt / FCF 2.08

OCF / Debt 0.51

Interest Coverage 1.12

Altman Z-Score -0.49

Piotroski F-Score 6

Margins & Profitability

Gross Profit Margin 73.0%

Operating Profit Margin 38.1%

EBITDA Margin 39.4%

Net Profit Margin 22.6%

FCF Margin 53.6%

Adj. FCF Margin 52.2%

SBC / Revenue 0.5%

SBC Impact (per share) -2.7%

Returns

Return on Assets 1.5%

Return on Equity 10.9%

Return on Invested Capital 7.8%

Return on Capital Employed 9.8%

Return on Tangible Assets 1.5%

Historical Growth (CAGR)

Revenue CAGR 3Y -10.1%

Revenue CAGR 5Y -0.2%

Revenue CAGR 10Y 4.5%

EPS CAGR 3Y 10.8%

EPS CAGR 5Y 32.3%

EPS CAGR 10Y 19.3%

FCF CAGR 3Y 116.4%

FCF CAGR 5Y 87.7%

FCF CAGR 10Y 13.5%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 3

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date N/A

EPS Estimate (next Q) N/A

EPS Growth Est (next Q) N/A

Revenue Est (next Q) N/A

Revenue Growth Est (next Q) N/A

Fair Value Estimates

Graham Number $55.95

Graham Upside 18.8%

Lynch Fair Value $95.25

Lynch Upside 102.2%

Price Target $57

Price Target Upside 21.0%

Cash Flow

Operating Cash Flow $88.64M

Free Cash Flow $84.21M

Adj. Free Cash Flow $81.95M

FCF Per Share $5.77

OCF Per Share $6.02

OCF/S Ratio 34.4%

Income Statement

Revenue $157.04M

Gross Profit $157.62M

Operating Income $59.79M

EBITDA $87.93M

Net Income $32.62M

EPS (Diluted) $3.81

Revenue / Employee $273.59K

Profit / Employee $56.82K

Employees 574

Dividends

Annual Dividend $0.56

Dividend Yield 1.19%

Payout Ratio 14.7%

FCF Payout Ratio 10.1%

Adj. FCF Payout Ratio 10.4%

Dividend Growth (YoY) 16.7%

Pay Frequency Quarterly

Ex-Dividend Date Aug 12, 2026