Farmers National Banc Corp.

FMNB | NASDAQ

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$15.31

-$0.25 (-1.61%)

At close: Sep 21, 2026, 4:00 PM ET

$15.31

$0 (+0.03%)

After-hours: Sep 21, 2026, 7:30 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $691.92M

Enterprise Value $971.64M

Beta 0.78

Average Volume 407.54K

Shares Outstanding (Diluted) 44.87M

Shares Change YoY 19.28%

Institutional Ownership 52.73%

Exchange NASDAQ

ISIN US3096271073

Price Performance

Price Change 1M -2.6%

Price Change 3M 6.4%

Price Change 6M 18.8%

Price Change YTD 15.4%

Price Change 1Y 4.7%

Price Change 3Y 34.1%

Price Change 5Y -0.8%

1M CAGR (ann.) -0.5%

1Y CAGR (ann.) 11.1%

5Y CAGR (ann.) 5.7%

All-Time CAGR 5.8%

Valuation

PE Ratio 10.63

Forward PE 10.54

PEG Ratio 1.45

Forward PEG 0.91

PS Ratio 2.38

Forward PS 2.30

PB Ratio 0.87

P/FCF Ratio 14.46

P/Adj. FCF Ratio 15.28

P/OCF Ratio 10.63

EV/Sales 3.40

EV/EBIT 13.44

EV/EBITDA 12.18

EV/FCF 20.63

Earnings Yield 9.4%

FCF Yield 6.9%

Adj. FCF Yield 6.5%

Financial Health

Net Debt $290.62M

Total Debt $455.37M

Cash & Short-Term Investments $164.75M

Total Assets $7.14B

Current Ratio 0.46

Quick Ratio 0.46

Debt / Equity Ratio 0.58

Debt / EBITDA 5.71

Debt / FCF 9.67

OCF / Debt 0.11

Interest Coverage 0.76

Altman Z-Score 0.17

Piotroski F-Score 4

Margins & Profitability

Gross Profit Margin 66.4%

Operating Profit Margin 25.3%

EBITDA Margin 27.9%

Net Profit Margin 20.8%

FCF Margin 16.5%

Adj. FCF Margin 15.6%

SBC / Revenue 0.9%

SBC Impact (per share) -5.3%

Returns

Return on Assets 0.8%

Return on Equity 9.5%

Return on Invested Capital 0.8%

Return on Capital Employed 1.1%

Return on Tangible Assets 0.9%

Historical Growth (CAGR)

Revenue CAGR 3Y 9.9%

Revenue CAGR 5Y 13.4%

Revenue CAGR 10Y 12.3%

EPS CAGR 3Y 0.0%

EPS CAGR 5Y -4.8%

EPS CAGR 10Y 9.9%

FCF CAGR 3Y -15.8%

FCF CAGR 5Y -1.0%

FCF CAGR 10Y 21.8%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 7

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 27, 2026

EPS Estimate (next Q) $0.41

EPS Growth Est (next Q) -2.4%

Revenue Est (next Q) $70.75M

Revenue Growth Est (next Q) 48.2%

Fair Value Estimates

Graham Number $23.79

Graham Upside 55.4%

Lynch Fair Value $7.20

Lynch Upside -53.0%

Price Target $16

Price Target Upside 4.5%

Cash Flow

Operating Cash Flow $51.97M

Free Cash Flow $47.1M

Adj. Free Cash Flow $44.58M

FCF Per Share $1.35

OCF Per Share $1.44

OCF/S Ratio 22.5%

Income Statement

Revenue $286.15M

Gross Profit $189.94M

Operating Income $72.32M

EBITDA $79.75M

Net Income $59.63M

EPS (Diluted) $1.44

Revenue / Employee $405.31K

Profit / Employee $84.46K

Employees 706

Dividends

Annual Dividend $0.69

Dividend Yield 4.51%

Payout Ratio 47.9%

FCF Payout Ratio 54.1%

Adj. FCF Payout Ratio 57.1%

Dividend Growth (YoY) 1.5%

Pay Frequency Quarterly

Ex-Dividend Date Sep 10, 2026