Fair Isaac Corporation
FICO | NYSE
$930.95
-$18.73 (-1.97%)
Sep 21, 2026, 12:39 PM ET · Market open
Market Data
Market Cap $20.51B
Enterprise Value $25.86B
Beta 1.32
Average Volume 334.29K
Shares Outstanding (Diluted) 22.7M
Shares Change YoY -7.62%
Institutional Ownership 90.24%
Exchange NYSE
ISIN US3032501047
Price Performance
Price Change 1M -13.3%
Price Change 3M -12.9%
Price Change 6M -10.7%
Price Change YTD -42.2%
Price Change 1Y -37.6%
Price Change 3Y 6.8%
Price Change 5Y 126.5%
1M CAGR (ann.) -8.0%
1Y CAGR (ann.) -38.8%
5Y CAGR (ann.) 16.0%
All-Time CAGR 17.9%
Valuation
PE Ratio 27.43
Forward PE 15.88
PEG Ratio 0.80
Forward PEG 1.20
PS Ratio 8.57
Forward PS 7.10
PB Ratio -5.01
P/FCF Ratio 20.59
P/Adj. FCF Ratio 24.96
P/OCF Ratio 21.50
EV/Sales 10.80
EV/EBIT 20.66
EV/EBITDA 20.40
EV/FCF 25.96
Earnings Yield 3.6%
FCF Yield 4.9%
Adj. FCF Yield 4.0%
Financial Health
Net Debt $5.33B
Total Debt $5.6B
Cash & Short-Term Investments $248.44M
Total Assets $2.04B
Current Ratio 1.18
Quick Ratio 1.18
Debt / Equity Ratio -1.37
Debt / EBITDA 4.42
Debt / FCF 5.62
OCF / Debt 0.18
Interest Coverage 6.63
Altman Z-Score 8.87
Piotroski F-Score 8
Margins & Profitability
Gross Profit Margin 85.1%
Operating Profit Margin 51.6%
EBITDA Margin 53.0%
Net Profit Margin 34.0%
FCF Margin 41.6%
Adj. FCF Margin 34.3%
SBC / Revenue 7.3%
SBC Impact (per share) -17.5%
Returns
Return on Assets 40.0%
Return on Equity -33.4%
Return on Invested Capital 59.4%
Return on Capital Employed 95.7%
Return on Tangible Assets 65.4%
Historical Growth (CAGR)
Revenue CAGR 3Y 17.6%
Revenue CAGR 5Y 12.0%
Revenue CAGR 10Y 10.6%
EPS CAGR 3Y 28.1%
EPS CAGR 5Y 22.8%
EPS CAGR 10Y 26.1%
FCF CAGR 3Y 30.7%
FCF CAGR 5Y 16.6%
FCF CAGR 10Y 17.1%
Analyst Forecasts
Analyst Rating Buy
Analyst Count 20
EPS Growth Next 3Y 29.7%
Revenue Growth Next 3Y 15.2%
Earnings Date Nov 3, 2026
EPS Estimate (next Q) $11.03
EPS Growth Est (next Q) 42.5%
Revenue Est (next Q) $666.1M
Revenue Growth Est (next Q) 29.1%
Fair Value Estimates
Graham Number N/A
Graham Upside N/A
Lynch Fair Value $789.68
Lynch Upside -16.9%
Price Target $1,539.33
Price Target Upside 62.1%
Cash Flow
Operating Cash Flow $1B
Free Cash Flow $996.02M
Adj. Free Cash Flow $821.73M
FCF Per Share $43.94
OCF Per Share $44.18
OCF/S Ratio 41.8%
Income Statement
Revenue $2.39B
Gross Profit $2.04B
Operating Income $1.24B
EBITDA $1.27B
Net Income $815.02M
EPS (Diluted) $34.62
Revenue / Employee $617.54K
Profit / Employee $210.27K
Employees 3,876
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