Fifth District Savings Bank

FDSB | NASDAQ

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$18.41

+$0.10 (+0.55%)

At close: Sep 21, 2026, 4:00 PM ET

$18.47

+$0.06 (+0.33%)

After-hours: Sep 21, 2026, 4:04 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Profile

Market Data

Market Cap $96.4M

Enterprise Value $-3.65M

Beta 0.20

Average Volume 8.76K

Shares Outstanding (Diluted) 5.15M

Shares Change YoY 0%

Institutional Ownership 25.44%

Exchange NASDAQ

ISIN US3169261043

Price Performance

Price Change 1M 0.1%

Price Change 3M 15.5%

Price Change 6M 24.7%

Price Change YTD 22.8%

Price Change 1Y 32.9%

Price Change 3Y 81.4%

Price Change 5Y 81.4%

1M CAGR (ann.) 2.3%

1Y CAGR (ann.) 31.9%

5Y CAGR (ann.) N/A

All-Time CAGR 31.3%

Valuation

PE Ratio 57.53

Forward PE N/A

PEG Ratio -1.51

Forward PEG -1.51

PS Ratio 4.08

Forward PS N/A

PB Ratio 0.75

P/FCF Ratio 61.02

P/Adj. FCF Ratio 80.55

P/OCF Ratio 48.45

EV/Sales -0.15

EV/EBIT -1.80

EV/EBITDA -1.45

EV/FCF -2.30

Earnings Yield 1.7%

FCF Yield 1.6%

Adj. FCF Yield 1.2%

Financial Health

Net Cash $100.55M

Total Debt $0

Cash & Short-Term Investments $100.55M

Total Assets $532.13M

Current Ratio 1.27

Quick Ratio 1.27

Debt / Equity Ratio 0.00

Debt / EBITDA 0.00

Debt / FCF 0.00

OCF / Debt N/A

Interest Coverage 0.23

Altman Z-Score 0.67

Piotroski F-Score 4

Margins & Profitability

Gross Profit Margin 62.9%

Operating Profit Margin 8.5%

EBITDA Margin 10.6%

Net Profit Margin 7.0%

FCF Margin 6.7%

Adj. FCF Margin 5.1%

SBC / Revenue 1.6%

SBC Impact (per share) -24.2%

Returns

Return on Assets 0.3%

Return on Equity 1.3%

Return on Invested Capital 1.4%

Return on Capital Employed 1.4%

Return on Tangible Assets 0.3%

Historical Growth (CAGR)

Revenue CAGR 3Y 40.8%

Revenue CAGR 5Y N/A

Revenue CAGR 10Y N/A

EPS CAGR 3Y 47.4%

EPS CAGR 5Y N/A

EPS CAGR 10Y N/A

FCF CAGR 3Y 353.7%

FCF CAGR 5Y N/A

FCF CAGR 10Y N/A

Analyst Forecasts

Analyst Rating Hold

Analyst Count 0

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date N/A

EPS Estimate (next Q) N/A

EPS Growth Est (next Q) N/A

Revenue Est (next Q) N/A

Revenue Growth Est (next Q) N/A

Fair Value Estimates

Graham Number $13.44

Graham Upside -27.0%

Lynch Fair Value N/A

Lynch Upside N/A

Price Target N/A

Price Target Upside N/A

Cash Flow

Operating Cash Flow $1.97M

Free Cash Flow $1.59M

Adj. Free Cash Flow $1.2M

FCF Per Share $0.31

OCF Per Share $0.38

OCF/S Ratio 8.3%

Income Statement

Revenue $23.74M

Gross Profit $14.94M

Operating Income $2.03M

EBITDA $2.52M

Net Income $1.66M

EPS (Diluted) $0.32

Revenue / Employee $354.25K

Profit / Employee $24.7K

Employees 67