Esquire Financial Inc.

ESQ | NASDAQ

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$122.06

-$1.14 (-0.93%)

At close: Sep 21, 2026, 4:00 PM ET

$122.06

$0 (0.00%)

After-hours: Sep 21, 2026, 7:30 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $1.06B

Enterprise Value $512.9M

Beta 0.35

Average Volume 128.2K

Shares Outstanding (Diluted) 8.71M

Shares Change YoY 1.08%

Institutional Ownership 74.21%

Exchange NASDAQ

ISIN US29667J1016

Price Performance

Price Change 1M 6.3%

Price Change 3M 5.7%

Price Change 6M 14.2%

Price Change YTD 20.5%

Price Change 1Y 17.1%

Price Change 3Y 173.8%

Price Change 5Y 349.6%

1M CAGR (ann.) -6.0%

1Y CAGR (ann.) 23.4%

5Y CAGR (ann.) 36.6%

All-Time CAGR 26.0%

Valuation

PE Ratio 20.14

Forward PE 14.43

PEG Ratio 2.32

Forward PEG 0.88

PS Ratio 5.86

Forward PS 3.60

PB Ratio 3.36

P/FCF Ratio 19.18

P/Adj. FCF Ratio 21.49

P/OCF Ratio 14.92

EV/Sales 2.85

EV/EBIT 7.03

EV/EBITDA 6.64

EV/FCF 9.33

Earnings Yield 5.0%

FCF Yield 5.2%

Adj. FCF Yield 4.7%

Financial Health

Net Cash $541.62M

Total Debt $0

Cash & Short-Term Investments $541.62M

Total Assets $2.51B

Current Ratio 0.25

Quick Ratio 0.25

Debt / Equity Ratio 0.00

Debt / EBITDA 0.00

Debt / FCF 0.00

OCF / Debt N/A

Interest Coverage 3.59

Altman Z-Score -0.20

Piotroski F-Score 5

Margins & Profitability

Gross Profit Margin 86.1%

Operating Profit Margin 40.6%

EBITDA Margin 42.9%

Net Profit Margin 29.3%

FCF Margin 30.6%

Adj. FCF Margin 27.3%

SBC / Revenue 3.5%

SBC Impact (per share) -10.7%

Returns

Return on Assets 2.1%

Return on Equity 17.8%

Return on Invested Capital 16.6%

Return on Capital Employed 22.0%

Return on Tangible Assets 2.1%

Historical Growth (CAGR)

Revenue CAGR 3Y 18.7%

Revenue CAGR 5Y 24.5%

Revenue CAGR 10Y 26.3%

EPS CAGR 3Y 9.5%

EPS CAGR 5Y 23.7%

EPS CAGR 10Y 30.3%

FCF CAGR 3Y 10.5%

FCF CAGR 5Y 25.4%

FCF CAGR 10Y 44.8%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 4

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 21, 2026

EPS Estimate (next Q) $1.81

EPS Growth Est (next Q) 23.1%

Revenue Est (next Q) $59.07M

Revenue Growth Est (next Q) 57.2%

Fair Value Estimates

Graham Number $71.96

Graham Upside -41.0%

Lynch Fair Value $143.80

Lynch Upside 17.8%

Price Target $120.50

Price Target Upside -1.3%

Cash Flow

Operating Cash Flow $63.54M

Free Cash Flow $54.97M

Adj. Free Cash Flow $49.06M

FCF Per Share $7.29

OCF Per Share $8.18

OCF/S Ratio 37.6%

Income Statement

Revenue $179.89M

Gross Profit $154.91M

Operating Income $72.99M

EBITDA $77.24M

Net Income $52.75M

EPS (Diluted) $6.06

Revenue / Employee $1.19M

Profit / Employee $349.31K

Employees 151

Dividends

Annual Dividend $0.78

Dividend Yield 0.64%

Payout Ratio 12.8%

FCF Payout Ratio 11.1%

Adj. FCF Payout Ratio 12.5%

Dividend Growth (YoY) 14.8%

Pay Frequency Quarterly

Ex-Dividend Date Aug 13, 2026