Employers Inc.

EIG | NYSE

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$48.45

-$0.52 (-1.06%)

At close: Sep 21, 2026, 4:00 PM ET

$48.45

$0 (0.00%)

After-hours: Sep 21, 2026, 4:57 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $1.01B

Enterprise Value $-1.32B

Beta 0.48

Average Volume 219.97K

Shares Outstanding (Diluted) 18.29M

Shares Change YoY -24.22%

Institutional Ownership 66.09%

Exchange NYSE

ISIN US2922181043

Price Performance

Price Change 1M 0.2%

Price Change 3M 0.6%

Price Change 6M 21.0%

Price Change YTD 13.1%

Price Change 1Y 14.2%

Price Change 3Y 17.9%

Price Change 5Y 22.8%

1M CAGR (ann.) -2.5%

1Y CAGR (ann.) 19.6%

5Y CAGR (ann.) 8.0%

All-Time CAGR 7.0%

Valuation

PE Ratio 71.25

Forward PE 16.81

PEG Ratio -0.85

Forward PEG 8.20

PS Ratio 1.20

Forward PS 1.40

PB Ratio 1.17

P/FCF Ratio 47.23

P/Adj. FCF Ratio 61.06

P/OCF Ratio 40.04

EV/Sales -1.58

EV/EBIT -140.75

EV/EBITDA -60.41

EV/FCF -62.41

Earnings Yield 1.4%

FCF Yield 2.1%

Adj. FCF Yield 1.6%

Financial Health

Net Cash $2.32B

Total Debt $125M

Cash & Short-Term Investments $2.45B

Total Assets $3.38B

Current Ratio 267.45

Quick Ratio 267.45

Debt / Equity Ratio 0.15

Debt / EBITDA 5.71

Debt / FCF 5.90

OCF / Debt 0.18

Interest Coverage 2.36

Altman Z-Score 2.09

Piotroski F-Score 6

Margins & Profitability

Gross Profit Margin 37.5%

Operating Profit Margin 0.8%

EBITDA Margin 2.6%

Net Profit Margin 0.9%

FCF Margin 2.5%

Adj. FCF Margin 2.0%

SBC / Revenue 0.6%

SBC Impact (per share) -22.6%

Returns

Return on Assets 0.2%

Return on Equity 0.8%

Return on Invested Capital 0.2%

Return on Capital Employed 0.2%

Return on Tangible Assets 0.2%

Historical Growth (CAGR)

Revenue CAGR 3Y -0.4%

Revenue CAGR 5Y 3.4%

Revenue CAGR 10Y 0.7%

EPS CAGR 3Y -47.0%

EPS CAGR 5Y -32.8%

EPS CAGR 10Y -13.9%

FCF CAGR 3Y -28.0%

FCF CAGR 5Y -13.9%

FCF CAGR 10Y -13.2%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 1

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 28, 2026

EPS Estimate (next Q) $0.61

EPS Growth Est (next Q) -155.4%

Revenue Est (next Q) $191.46M

Revenue Growth Est (next Q) -20.0%

Fair Value Estimates

Graham Number $26.88

Graham Upside -44.5%

Lynch Fair Value $3.40

Lynch Upside -93.0%

Price Target $59

Price Target Upside 21.8%

Cash Flow

Operating Cash Flow $22M

Free Cash Flow $21.2M

Adj. Free Cash Flow $16.4M

FCF Per Share $1.17

OCF Per Share $1.21

OCF/S Ratio 2.6%

Income Statement

Revenue $837.3M

Gross Profit $313.8M

Operating Income $6.6M

EBITDA $21.9M

Net Income $7.6M

EPS (Diluted) $0.68

Revenue / Employee $1.34M

Profit / Employee $12.2K

Employees 623

Dividends

Annual Dividend $1.32

Dividend Yield 2.72%

Payout Ratio 194.1%

FCF Payout Ratio 127.8%

Adj. FCF Payout Ratio 165.2%

Dividend Growth (YoY) 6.5%

Pay Frequency Quarterly

Ex-Dividend Date Aug 11, 2026